Year: 2018

Op-Ed: Florida’s flood laws can be a nationwide model

August 14, 2018, The Miami Herald – With Congress once again kicking the can down the road on needed reforms to the National Flood Insurance Program (NFIP) until its next expiration on Nov. 30, the time is ripe for the private insurance market to step up and play a greater role in providing Americans needed flood coverage.

Last month, the …

Should the U.S. adopt Fla.’s private flood-insurance model?

August 6, 2018, Florida Realtors® News – In a recent article published in the Insurance Journal, Lisa Miller, a Tallahassee-based former Florida Deputy Insurance Commissioner who served as an advisor on passage of Florida laws to encourage a vibrant private flood insurance market, makes a case for including a private flood insurance element in any updates to the National Flood …

Commentary: How Florida’s Flood Insurance Model Could Work Nationwide

August 1, 2018, Insurance Journal, by Lisa Miller – While Congress works on various reforms to the National Flood Insurance Program (NFIP), the time is ripe for the private insurance market to step up and play a greater role in providing Americans needed flood coverage.

Last month in Salt Lake City, the National Conference of Insurance Legislators (NCOIL), a group …

Down to wire on extension of flood insurance

July 31, 2018, Cranston (RI) Herald – Lisa Miller, a former Florida Deputy Insurance Commissioner, laid out the way Florida has created the regulation and structure for a thriving private flood insurance market there. This has reduced prices for homeowners, with premiums under private insurance in Miami-Dade County falling to $677 on average, compared to the NFIP policy average of …

Lapse of U.S. flood insurance would invite chaos, Realtors say

July 30, 2018, Palm Beach Post – Lisa Miller, a Tallahassee-based regulatory consultant, says Florida can serve as a “model” to other states. The National Conference of Insurance Legislators took a look at what the state is doing in a meeting earlier this summer.  (Original story location: https://www.mypalmbeachpost.com/business/lapse-flood-insurance-would-invite-chaos-realtors-say/SSnbJowByfrxS3ARuYOBgI/)

Congress is taking it to the brink as a Tuesday deadline …

Exporting Florida’s Model Flood Laws

While Congress works on various reforms to the National Flood Insurance Program (NFIP) prior to its current expiration on July 31, the time is ripe for the private insurance market to step up and play a greater role in providing Americans needed flood coverage.

Earlier this month, the National Conference of Insurance Legislators (NCOIL), a group of state lawmakers from …

CHANGING THE APPROACH TO SOLVING FLORIDA’S ASSIGNMENT OF BENEFITS ABUSE

New tools and analytics are revealing hidden costs, changing how the problem is viewed

COLUMBUS, OH — Insurance industry leaders say better collection of data and use of analytics, coupled with a new method of looking at insurance company liabilities and surplus, are keys to providing “the true picture” of the rising costs of Assignment of Benefits (AOB) abuse in …

Changing The Approach To Solving Florida’s Assignment Of Benefits Abuse

June 22, 2018, MarketsInsider – “It’s hard for our elected officials to believe that our insurance companies are trying to do the right thing,” added panelist Lisa Miller, a former deputy insurance commissioner and CEO of Lisa Miller & Associates, a governmental affairs firm. “But those companies are doing right every day by their policyholders. Legislators have a hard time …