Lisa’s Blog

Florida’s Insurance Villages Post-Hurricane Irma

Last week I traveled to Jacksonville, Naples, and Ft. Myers – those areas among the hardest hit by Hurricane Irma – to see firsthand how Florida’s Insurance Villages operate.  While I learned it doesn’t take a village to handle a claim, it certainly makes it easier on our policyholders to have a central place they can go for personal claims …

Rising Sea Levels a Fact in Florida for Now: Legislative Action Underway

Whether you’re a homeowner or work in construction or insurance, you likely know the damage water can do to a structure.  And whether you believe in global warming or not, scientists have confirmed by direct device measurement that sea levels around Florida are back on the upswing – and it could mean more frequent and severe flooding if the trend …

Florida’s Private Flood Market Nearly Doubles While National Flood Insurance Reform Makes Bipartisan Headway in Washington

Governor Rick Scott recently signed into law HB 813 to further encourage private flood insurance alternatives for Florida homeowners and businesses.  Thanks to the leadership of state Senator Jeff Brandes (R-Pinellas County) and his championing alternatives to the National Flood Insurance Program (NFIP), Florida’s private flood insurance market is growing – from 10 companies last year to nearly 20 today …

The Death of AOB Reform

Many of you have watched the Florida Legislature for years. I don’t want you to walk away from this blog thinking that all is lost.  We live in a democratic republic and it’s the best one in the world, like it or not.  I’m 57 years old and I started in the legislative process when I was 18.  And I’ve …

The Abusive Roofer: A Personal Story

So imagine this: It’s Saturday afternoon and you’re hanging out with your kids in the garage having some quality time, when out of nowhere, a man with a ladder on a truck appears.

He says he’s with the disaster recovery unit of your insurance company and is in the neighborhood following up on damage from a hail storm several months …

AOB Reform Needed Now in Florida

There are now four bills before the Florida Legislature this session targeting to various degrees the abusive practices of third-party contractors and lawyers using Assignment of Benefits (AOB) to force insurance companies to pay greater claims than often justified, which is driving up property insurance rates.  The leading bill out of the gate is HB 1421 sponsored by Representative James …