LMA In The News

Op-Ed: Florida’s flood laws can be a nationwide model

August 14, 2018, The Miami Herald – With Congress once again kicking the can down the road on needed reforms to the National Flood Insurance Program (NFIP) until its next expiration on Nov. 30, the time is ripe for the private insurance market to step up and play a greater role in providing Americans needed flood coverage.

Last month, the …

Should the U.S. adopt Fla.’s private flood-insurance model?

August 6, 2018, Florida Realtors® News – In a recent article published in the Insurance Journal, Lisa Miller, a Tallahassee-based former Florida Deputy Insurance Commissioner who served as an advisor on passage of Florida laws to encourage a vibrant private flood insurance market, makes a case for including a private flood insurance element in any updates to the National Flood …

Commentary: How Florida’s Flood Insurance Model Could Work Nationwide

August 1, 2018, Insurance Journal, by Lisa Miller – While Congress works on various reforms to the National Flood Insurance Program (NFIP), the time is ripe for the private insurance market to step up and play a greater role in providing Americans needed flood coverage.

Last month in Salt Lake City, the National Conference of Insurance Legislators (NCOIL), a group …

Down to wire on extension of flood insurance

July 31, 2018, Cranston (RI) Herald – Lisa Miller, a former Florida Deputy Insurance Commissioner, laid out the way Florida has created the regulation and structure for a thriving private flood insurance market there. This has reduced prices for homeowners, with premiums under private insurance in Miami-Dade County falling to $677 on average, compared to the NFIP policy average of …

Lapse of U.S. flood insurance would invite chaos, Realtors say

July 30, 2018, Palm Beach Post – Lisa Miller, a Tallahassee-based regulatory consultant, says Florida can serve as a “model” to other states. The National Conference of Insurance Legislators took a look at what the state is doing in a meeting earlier this summer.  (Original story location: https://www.mypalmbeachpost.com/business/lapse-flood-insurance-would-invite-chaos-realtors-say/SSnbJowByfrxS3ARuYOBgI/)

Congress is taking it to the brink as a Tuesday deadline …

Changing The Approach To Solving Florida’s Assignment Of Benefits Abuse

June 22, 2018, MarketsInsider – “It’s hard for our elected officials to believe that our insurance companies are trying to do the right thing,” added panelist Lisa Miller, a former deputy insurance commissioner and CEO of Lisa Miller & Associates, a governmental affairs firm. “But those companies are doing right every day by their policyholders. Legislators have a hard time …

Insurers turning to new methods for determining risk in mass shootings

April 12, 2018, Insurance Business America – Insurers providing liability coverage to hotels, schools and other public venues have traditionally covered more ordinary events, according to a report by business development and consulting firm Lisa Miller & Associates. (Original story location: https://www.insurancebusinessmag.com/us/news/risk-management/insurers-turning-to-new-methods-for-determining-risk-in-mass-shootings-97646.aspx)

TALLAHASSEE, FL – In the aftermath of the school shooting in Parkland, Fla., insurance companies are exploring …

WE ALL NEED TO BE STORM PREPPERS, INSURANCE WATCHDOG GROUP URGES

January 26, 2018, Sun Sentinel – “They want people talking about impact windows at their next party,” said Lisa Miller, an insurance industry consultant and one of FAIR’s earliest supporters. “They want homeowners competing not to see who can get the fanciest granite countertops but who will be the first to install hurricane-resistant roof straps and asphalt shingles.” Miller said …

FLORIDA APPEALS COURT, REGULATOR REJECT POLICY LANGUAGE AIMED AT CURBING AOB ABUSE

January 10, 2018,  Insurance Journal – “Policyholders insured with the handful of insurance companies that require mortgage company approval for a valid AOB are protected from unscrupulous vendors,” Miller said in an email to Insurance Journal. “It’s unfortunate that all policyholders cannot access this benefit because of regulatory, judicial and legislative limitations.” (Original story location: https://www.insurancejournal.com/news/southeast/2018/01/10/476740.htm )

TALLAHASSEE, Fla. – …