LMA NEWSLETTER July 6, 2026

Florida’s Democratic Republic

We hope you had a happy and safe Fourth of July holiday and are returning to work ready to tackle the second half of 2026!  My family and I were proud to join our friends, neighbors, and community in celebrating America’s 250th anniversary this past weekend.  The principles of our democratic republic, including the …

Surfside Condo Collapse Report Released

‘Margins against failure were too narrow from the start.”

Five years after the terrible and tragic Surfside condominium building collapse, the National Institute of Standards and Technology (NIST) has published its technical report detailing a timeline of the disaster, stating that the Champlain Towers South building had been vulnerable from the start.  Federal investigators noted …

Florida Homeowners Premiums on Third-Year Slide

Plus, new regulations & higher lightning losses

The downward trend in Florida homeowners insurance premiums enters its third year, Florida insurance companies are facing new regulation on individually-rated risk and excess rates along with claim mediation practices, losses from lightning strikes are up significantly including here in Florida, plus North Carolina beats Florida in tackling …

Dust Clogs the Hurricane Machine

Plus, the AI hurricane model that’s proven its worth

Saharan air dampens the early hurricane season, an AI hurricane model earns its place on the forecasting map, a new checklist for the Florida storm season, plus pressure from Congress halts the dismantling for now of a $386 million ocean observatory project.  It’s all in this …

Feds Begin Funding Elevate Florida

Affordability prompting net loss of residents from flood-prone areas

FEMA begins funding the Elevate Florida program as a part of an $89 million package, American’s are fleeing flood-risk zones over affordability, and a new study shows the wetlands are a huge help in avoiding economic loss from river flooding.  It’s all in this week’s Flood