LMA NEWSLETTER September 21, 2026

Candidates’ Dueling Property Insurance Plans

The two major party candidates for Florida Governor are receiving a lot of attention on their different plans to improve the state’s property insurance market, with a common stated focus on greater affordability.  Here’s what David Jolly and Byron Donalds are proposing with six weeks left until Election Day on November 3.

Jolly’s Plan

David …

‘Carfax for Condos’ Launched

Plus, Florida homeowners & auto insurance prices fell $3 billion in 2025

A new tool is available to Florida condominium buyers wondering about a building’s risk, a new study quantifies the savings enjoyed by Florida’s insurance litigation reforms, new research from SwissRe estimates the cost of a Cat 5 hurricane landfall in Florida’s most populated …

Pushing Florida’s Building Envelope

A call to improve inspections & windstorm mitigation credits

Once every five years, Florida insurance regulators are tasked with updating the state’s windstorm mitigation credits given to homeowners who harden their homes against storms – including the inspection form used to evaluate the construction features of the home.  I recently sat down with two construction …

Remaining NFIP Subsidies Concentrated in Florida

Plus, improving flood risk modeling to incentivize risk reduction

National Flood Insurance Program (NFIP) premium subsidies remain concentrated in Florida, and a new report highlights a path to stronger flood resilience in catastrophic modeling and a stronger insurance industry to boot.  It’s all in this week’s Flood Digest.

NFIP in Florida: We’ve long talked …

A Hurricane’s Final Discovery

Almost two years after Hurricane Helene made landfall in Florida and then caught the nation by surprise, moving inland and devastating the Appalachians, extensive search efforts have finally found the last victim and laid her to rest.  Nancy Tucker, 76, of Washington County in northeastern Tennessee was swept away by the swelling Nolichucky River along …