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Disaster Management Digest

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Puerto Rico quakes & Fla. infrastructure

There is an unfolding catastrophe in Puerto Rico as the island has experienced three massive earthquakes within a week, the latest occurring over this past weekend, early Saturday morning.  They came after a series of more than 500 smaller earthquakes in the preceding weeks.  All of this, just two years after Hurricane Maria heavily damaged the island.

Agripina Seda School in Guanica, Puerto Rico, January 8, 2020. Courtesy, El Nuevo Dia

Puerto Rico Earthquakes:  The trio of earthquakes occurred January 6 as a 5.8-magnitude, January 7 as a 6.4-magnitude, and January 11 as a 5.9-magnitude.   The President has signed an emergency declaration and now a Public Health Emergency has been declared as well.  One person has died, nine are injured, and hundreds of homes, with some schools and businesses, have been damaged or destroyed in the southwest region.

The Costa Sur Power Plant in Guayanill municipality could be out of service for a year due to extensive damage caused by Tuesday’s quake.  The USGS forecasts a decreased chance of aftershocks.

You may be surprised to learn just how active the Caribbean is for seismic activity.  Catastrophe risk-modeler AIR Worldwide has a neat blog, Puerto Rico’s Most Powerful Earthquake Since 1918 which provides insight on what happened and risks around the Caribbean basin.  Also, our friend Dr. David Prevatt of UF’s engineering school has shared the Preliminary Virtual Reconnaissance Report (PVRR) on the initial quakes, published by the Structural Extreme Events Reconnaissance (StEER) Network.

David writes, “As engineers, we see the large scale of many tragedies is preventable.”  He took part in the StEER report on Hurricane Michael in the Panhandle last year.  Our thoughts and prayers are with those in Puerto Rico.

On that same subject, here’s a graphic recap, from NOAA, of the 14 separate billion-dollar weather and climate disasters in the U.S. in 2019.

More Mitigation Money:  FEMA recently announced an additional $50 million in funding available for the federal Fiscal Year 2019 Hazard Mitigation Assistance Flood Mitigation Assistance grant program. This increases the total amount of funding available from $160 million to $210 million, the largest in the program’s history.  The application period for this grant program ends Jan. 31, with details here.

At least $140 million of the total funding will be used for technical assistance, flood mitigation planning, and mitigation projects that reduce the risk of flooding to severe repetitive loss and repetitive loss properties.  Of the remaining $70 million, up to $4 million will go towards advance assistance for design and development of community flood mitigation projects that will help to reduce flood claims.  The rest will be used for mitigation projects in FEMA’s community flood risk program, designed to reduce NFIP flood claim payments.

Rural farm damage from Hurricane Michael, October 2018. Courtesy Jason Brugh

Rural Infrastructure Post-Michael:  Rural areas often don’t have the tax base to support bigger infrastructure, let alone its design.  Following Hurricane Michael, the Florida Legislature last year approved money for the Rural Infrastructure Fund for projects in Calhoun, Gadsden, Holmes, Jackson, Liberty and Washington counties. The funds are meant to help communities restore their economies after the impacts of Michael.

Governor DeSantis last week announced more than $5.4 million in funding for infrastructure projects in 15 rural communities in those Panhandle counties.  The projects will hopefully encourage job creation and business investment, toward strengthening and diversifying those rural economies.

Most of the money is designated for site plans and studies.  Projects range from flood prevention to creating economic development corridors.  Details here.

LMA Newsletter of 1-13-20

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Tags: FEMA, Hazard Mitigation Assistance Flood Mitigation Assistance Program, Hurricane Michael Recovery, Puerto Rico earthquake

“Lisa this is another great newsletter, and we appreciate the time and energy you put into these informative updates – you are on top of these topics!”

Mike Graham, CEO
Smart Vent Products, Floodproofing.com, & Risk Reduction Plus
Juno Beach, FL

“Lisa Miller is a true champion for the insurance industry, with her regular updates! We appreciate all you do and keeping us up to date on priority issues!”

Gillian Lloyd, Account Executive
Zywave
Milwaukee, WI

“Thank you Lisa for staying on top of, as well as advocating, for Florida residents and legislative reform. Your newsletters are very informative and enjoy reading the points of view.”  

Shawna Miller, Sr. Claims Quality Assurance & Compliance Manager
Florida Peninsula Insurance Company
Jacksonville, FL

“Just a quick note to let you know how much I have appreciated your newsletter over the years and the assistance they offer for those in the field of claims. We depend on the information more than you will ever know!”

Laurie Rasberry, Chief Claims Officer
Acorn Claims
Prosper, Texas

“Great article on Risk Rating 2.0!”

Austin Perez, Senior Policy Representative for Federal Housing, Valuation, Insurance and Commercial Issues
National Association of Realtors
Washington, D.C.

“Another great Newsletter on Florida industry this week.  Your service and advocacy in Florida is very important to keeping me updated and apprised of the Florida insurance laws, trends and overall environment.  Something similar is very much needed in Louisiana, too.”

Jennifer Tedesco, Esq., Claims Director
Pharos Claims Services
Orlando, FL

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Cynthia Scott, President
University Insurance Group
Davie, FL

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Clermont, FL

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Jeffrey Karam, CPCU
Bradenton, FL

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