Policy depopulation, litigation, rates ‘good news for consumers’
The Citizens Property Insurance Board of Governors met last week to hear news of a series of record lows for the state-created company: in policy count, in Probable Maximum Loss (PML), and …
Plus, a billion-dollar return to Florida auto policyholder
Florida insurance regulators are changing the way they look at property insurance claims complaints, USAA Insurance will be returning almost $1 billion to its Florida policyholders, Citizens Property Insurance is managing to …
Recap of Week 9 & Adjournment of Session (published March 16, 2026)
Leaders of the Florida House and Senate will spend this and the next few weeks figuring out how to bridge a $1.4 billion gap that exists between their …
Plus, homeowners going bare
A court upholds the way Citizens Property Insurance settles its claims disputes, there’s a growing number of Floridians who have been going without homeowners insurance, plus the success story of Florida’s recent insurance consumer and litigation …
Recap of Week 9 & Adjournment of Session
Leaders of the Florida House and Senate will spend this and the next few weeks figuring out how to bridge a $1.4 billion gap that exists between their two chambers’ proposals for …
Citizens Property Insurance now actuarially sound
The feds approve a disaster declaration for Florida agriculture, auto insurance rates in Florida take another dive, the state’s insurer of last resort now has actuarially sound rates in key lines, plus the legislature …
Recap of Week 8 & Preview of Week 9 of Session

In a repeat of last year’s session, the Florida Legislature will not be ending its regular 60-day session on time this coming Friday for lack of agreement on a …
Recap of Week 7 & Preview of Week 8 of Session
With no budget conferences held this past weekend between the two chambers of the Florida Legislature, long time lobbyists and legislators agree that it’s unlikely the session will end …
Recap of Week 6 & Preview of Week 7 of Session
Lawmakers begin their last third of the legislative session today – or do they? While each passed its own budget proposal last week (and there is a relatively modest …
Plus, pushback on wind mitigation regulation
An early end to a hurricane assessment fee on Florida property insurance policies, the “big ask” that Florida regulators are making to insurance companies, a new crackdown on unlicensed warranty companies in the Sunshine …