Plus, the Cat Fund’s 2026 reinsurance plan
An updated rule was recently proposed impacting Florida property insurance companies, along with an update on plans by the Florida Hurricane Catastrophe Fund (Cat Fund) to pay for next year’s hurricane season.
The …
New bill filed
The Florida House Subcommittee on Insurance & Banking met October 7, 2025, to examine how insurance companies are using artificial intelligence (AI) in their operations. A panel of insurance and technology experts representing CFO Ingoglia’s office, NAMIC, …
Late notice = No claim
Citizens Property Insurance gets a meaningful win against a late hurricane claim, and Frontline Insurance finds a similar success against a late windstorm damage claim involving an Assignment of Benefits agreement. It’s all in this …
Data and advice for legislators
As we’ve reported in this newsletter, a multi-bill effort led by attorney lawmakers in the Florida House of Representatives this session would roll-back many property insurance litigation reforms passed in the 2022-2023 legislative session. You …
Plus, a new adjuster rule, new insurer, growing cost reports
Florida’s Insurance Commissioner refutes allegations of unjustified hurricane claims denials and approves another new property insurance company, a new rule toughens ethics requirements on residential insurance adjusters, surprising growth in …
Focus on FEMA, NFIP, plus latest storm payouts
Florida insurance regulators want more information on federal flood insurance claims problems following hurricanes Debby, Helene, and Milton; FEMA borrows $2 billion from the U.S. Treasury to pay Helene and Milton flood …
Session, surprises nearing
Lawmakers are back in Tallahassee today (February 10) to begin the second of three consecutive weeks of committee meetings leading to the start of the regular 60-day session on March 4. There are new bills to report, …
Insurance 101 + basic math
Citizens Property Insurance Corporation is defending its treatment of hurricane claims, in the wake of a newspaper article that the state-backed insurer of last resort didn’t pay more than half of its 2023 claims, more …
Homeowners, workers’ comp rate decrease
More than half of August’s Hurricane Debby claims are now closed, the largest homeowners insurance rate decrease of the year has been filed, what some Florida insurance agents are now hearing from their customers, a …
Dangers facing our insurance adjusters
We know that our first responders, beyond the physical dangers they face, can also suffer from the mental stress of their jobs and sometimes traumatic stress. But did you know that our insurance adjusters can, …