State board considering new guidelines
We have received some excellent feedback on our recent edition of The Florida Insurance Roundup podcast about proposed rules to govern how engineers write formal damage evaluation reports, often used in insurance claims lawsuits. Some …
Plus, the latest Florida market numbers
Citizens Property Insurance denies it’s denying a large number of recent hurricane claims, fresh insight and data debunks charges of a Florida insurance industry in a state of collapse, the latest on actual hurricane …
Help for new and existing homes
Why were some homes in Hurricanes Helene and Milton heavily damaged while others sustained little or no damage? Much of the answer lies with the building materials and techniques used in their construction. I’m …
By Fred Malik, Managing Director of FORTIFIED at the Insurance Institute for Business & Home Safety
As communities across Florida begin to rebuild in the wake of Hurricanes Helene and Milton, it is important to understand the role that resilient …
Most losses appear to be from flood, not wind
Recovery from Florida’s other big hurricane this season – Helene – has had to take a backseat to Milton. Arriving just 13 days before Milton, the Category 4 hurricane is now …
Many Floridians caught without flood insurance
The latest Florida damage estimates will be released later today but as of last Wednesday, Hurricane Debby’s insured losses had grown to $113.8 million on 15,326 claims for a storm that may total up …
Recap of Week 9: End of 2024 Session
It has been a pleasure to write to you every week and share the 2024 Florida legislative happenings. We started this session nine weeks ago with high hopes that we would see …
Dangers facing our insurance adjusters
We know that our first responders, beyond the physical dangers they face, can also suffer from the mental stress of their jobs and sometimes traumatic stress. But did you know that our insurance adjusters can, …
Recap of Week 8 & Preview of Week 9 of Session
Emotions: Session’s Final Days of Debate

This past week in the legislature has been an emotional week with legislators discussing bills that dealt with the Florida Dozier School for …
Recap of Week 7 & Preview of Week 8 of Session

We have just two weeks remaining before the Florida legislative session’s scheduled conclusion on March 8. The budget negotiations between the two chambers will be in high gear and …