State board considering new guidelines
We have received some excellent feedback on our recent edition of The Florida Insurance Roundup podcast about proposed rules to govern how engineers write formal damage evaluation reports, often used in insurance claims lawsuits. Some …
A new report on storm risk & construction costs
Signs show our lazy 2025 hurricane season won’t last, one in four homes in the U.S. are at risk from extreme weather, and tariffs are raising home construction prices across Florida. …
Storm surge, rather than wind caught communities off-guard
An interim report submitted to the Florida Building Commission on May 10 says that Southwest Florida coastal communities impacted by last September’s Hurricane Ian were “ill-prepared” for the storm surge and flooding, …
By Dr. David O. Prevatt
As we look at Hurricane Ian’s destruction, including the 140 fatalities and 20,000 homes destroyed, it is important to recall these impacts are not produced by the climate crisis but by normally expected extreme natural …
Is it wind, water, or both?
As insurance adjusters continue their near round-the-clock work evaluating Hurricane Ian’s tremendous damage on Florida homes and businesses, it’s even clearer now that most damage is from flooding rather than the wind. I recently …