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Federal Disaster Aid Possible for Broward Flooding

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Plus, another condo building evacuation

Florida asks for a federal disaster declaration for the Ft. Lauderdale flooding, another condominium building deemed structurally unsafe is ordered evacuated, and a sneak peek at the forecast for the upcoming Atlantic hurricane season.  It’s all in this week’s Disaster Management Digest.

The Florida Division of Emergency Management took to social media to solicit photos like this of Ft. Lauderdale area flooding as part of its damage survey, April 20, 2023. Source: Twitter

Ft. Lauderdale Flooding: The Governor’s office over the weekend announced that he will be requesting President Biden issue a Major Disaster Declaration for Ft. Lauderdale and Broward County due to the catastrophic impacts of the unprecedented April 12-13 flooding.  Such a declaration would provide a wide range of federal assistance programs for individuals and public infrastructure damaged by the floods.  State disaster management and FEMA teams last week did field damage assessments, identifying more than 1,000 homes with major flood damage but that doesn’t include results from additional this past weekend’s surveys.  The Governor has also activated the Florida Small Business Emergency Bridge Loan Program, making $5 million available for businesses impacted by flooding in Southeast Florida.  Nearly 26 inches of rain fell in a 24-hour period in parts of Ft. Lauderdale, making it a 1-in-1,000 year flood event.

Only about 200,000 of the county’s 2 million residents have flood insurance.   Automobiles were also casualties of the flood, with thousands of auto claims filed so far.  The Insurance Information Institute said that 80% of Florida drivers have comprehensive coverage which covers flooding.

The Majestic Isle Condominium. Source: Google Earth

Building Evacuation: An engineering firm doing a 60-year building recertification has found a South Florida condominium building structurally unsafe and residents have until tomorrow morning to evacuate.  An April 14 inspection at the Majestic Isle condominium in North Bay Village found sagging floors and termite damage.  A leaking roof drain caused a partial ceiling collapse last week and residents from five units were evacuated, according to the town’s news release.  Majestic Isle was built in 1960 and has 36 units with about 55 residents.  It’s just up the road from the Champlain Towers South condominium in Surfside, which collapsed in June of 2021, killing 98 residents. 

Hurricane Season Forecast: Following years of predicting above-normal hurricane seasons, meteorologists at Colorado State University are predicting a slightly below-average 2023 Atlantic hurricane season.  But we know that it only takes one storm to have a huge impact, regardless of whether it turns out to be a very active season.  Last September’s Hurricane Ian was the costliest in Florida history.  The meteorologists are predicting 13 named storms, six of which will become hurricanes, with two reaching major hurricane strength (Category 3 – winds of 111 mph or higher).

LMA Newsletter of 4-24-23

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Tags: Atlantic Hurricane Season, Building Reinspections, Disaster Management, FEMA, Flooding, Florida Division of Emergency Management, Ft. Lauderdale Flooding, Majestic Isle condominium

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Rivers H. Buford, III, Veteran Florida legislative and regulatory leader, retired

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Gillian Lloyd, Account Executive
Zywave
Milwaukee, WI

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Bill Wilson, former PURE SAC Chair
PURE Insurance Company

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Frank Winston Crum Insurance
Clearwater, FL

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Haag

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Laurie Rasberry, Chief Claims Officer
Acorn Claims
Prosper, Texas

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Tim O’Keefe, Director
KW Property Management & Consulting
Fort Lauderdale, FL

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Paula, lifelong hometown of Plant City pal

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Mike Graham, CEO
Smart Vent Products, Floodproofing.com, & Risk Reduction Plus
Juno Beach, FL

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Cynthia Scott, President
University Insurance Group
Davie, FL

“Thank you Lisa for staying on top of, as well as advocating, for Florida residents and legislative reform. Your newsletters are very informative and enjoy reading the points of view.”  

Shawna Miller, Sr. Claims Quality Assurance & Compliance Manager
Florida Peninsula Insurance Company
Jacksonville, FL

“I do not know how to say in words the heartfelt thankfulness that you took the time to listen to me, heard me, and then TOOK action to get something done after the long emotional and FINANCIAL struggle with…the hardship of paying upfront for all the repairs from Hurricane Sally. I cannot say enough of how I appreciate you, your attitude of wanting to help people and the next step to actually take action to do something is amazing.”

Ramona Speer, Realtor®
Gulf Breeze, FL

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John Burkholder, Principal
Municipal Partners, LLC
2016 Public Risk Manager of the Year

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Frank Messersmith, former Florida state representative, 1980-1990

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John Haddad, Director of Product - XactAnalysis
Verisk Claims

“A high-profile attempt to undo recent litigation reforms that helped stabilize the insurance market was successfully defeated. We’re grateful to trusted experts like Lisa Miller (former Florida Deputy Insurance Commissioner, now one of the state’s top insurance advocates) for providing ongoing updates during every legislative session.”

Whitney Ricci, President & Founder
Ricci Insurance Group
Jacksonville, FL

“Lisa is truly an insurance industry dynamo who operates her business with integrity and zealous representation. She is the person that legislators call upon when they have questions regarding necessary insurance reforms. Lisa is a tireless advocate for the protection of all Floridians and their property.”

Greg Holder, Retired Judge and Attorney
Zinober Diana & Monteverde P.A.
Tampa, FL

“Thank you, Lisa, for your tireless work on behalf of the industry and the citizens of Florida. This post is incredibly comprehensive and helpful. Stay safe my friend.”

Mel Russell, President & CEO
Russell Insurance Consulting
St. Petersburg, FL

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Jeffrey Karam, CPCU
Bradenton, FL

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D. Joel Whalen, Associate Professor
DePaul University Kellstadt Graduate School of Business & Past President, Association for Business Communication

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Ken Donohue, Former Inspector General
U.S. Department of Housing and Urban Development (HUD)

“Wow, what a great picture and worth a thousand words! I’ve been reading/listening religiously to your newsletters/podcasts. They’ve been a tremendous source of information. Thank you!”

Austin Perez, Senior Policy Advisor
National Association of Realtors®
Gulf Breeze, FL

“Congrats on your 17- year anniversary at Lisa Miller & Associates®!  You have created an awesome legacy and helped numerous companies, agents, and clients!  Enjoy listening to your podcasts and reading your newsletter!  Best way to keep up with what is happening in the FL insurance world.”

William McArthur, VP of Claims
Claims Adjustment Group (CAG)

“Lisa, you will always be a public servant and your newsletters have shared valuable information to many. These newsletters are not five minute follow up reports. You’ve been to these disasters first hand and understand people lose everything and the elderly are the most vulnerable. It’s truly sad. Thank You for being sincere, when most are looking for ratings.”

John Greer, retired from construction, Plant City

“Another great Newsletter on Florida industry this week.  Your service and advocacy in Florida is very important to keeping me updated and apprised of the Florida insurance laws, trends and overall environment.  Something similar is very much needed in Louisiana, too.”

Jennifer Tedesco, Esq., Claims Director
Pharos Claims Services
Orlando, FL

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Ana Regina Myrrha, Agency Principal
American Insurance Point
Orlando, FL

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John Askins, Former Director
Florida Department of Financial Services, Division of Insurance Fraud

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Cynthia Hoehn, Independent Property & Casualty Personal Lines insurance agent
Clermont, FL

“Great article on Risk Rating 2.0!”

Austin Perez, Senior Policy Representative for Federal Housing, Valuation, Insurance and Commercial Issues
National Association of Realtors
Washington, D.C.

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Mary Ann Medina, VP Client Partnerships
Charles Taylor
Lake Mary, FL

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George E. Kelly, Jr.
GK Consulting LLC
Hartford, CT

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Adam Marmelstein, Director of Agency & Market Services

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Dan Brown, Sr., President
Brown and Brown Insurance
Orlando, FL

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