Here are some of our 2020 accomplishments on behalf of our clients:
+ Negotiated needed changes leading to successful passage of the Private Primary Residential Flood Insurance Model Act by the National Council of Insurance Legislators (NCOIL) to improve the availability of private flood insurance across the U.S.
+ Facilitated market expansion of Florida’s model private flood insurance law to other states, resulting in both North and South Carolina passing similar laws.
+ Created a winning strategy for a national client to take over a multi-million dollar multi-year contract with a large carrier providing insurance claims services to homeowners. The client cited LMA’s “insights, contacts and knowledge were instrumental in our securing this win!”
+ Counseled a major firm to win Florida’s COVID-19 coronavirus pandemic vaccination program contract.
+ Fought for insurance consumers through its pro-bono work to raise awareness and action against unscrupulous trial attorneys in insurance claims litigation – setting the stage for further legislative reforms in 2021.
+ Helped position clients to respond to negative changes in the Florida homeowners insurance marketplace that enabled them to reduce losses and gain greater exposure to new business opportunities inside and outside of Florida.
+ Published an article in the national Insurance Journal on the growing nationwide problem of flooding occurring outside of FEMA Special Flood Hazard Areas that is largely uninsured and especially bad in urban areas, as part of a broader effort to raise consumer awareness and offer solutions.
Here are some of our 2019 accomplishments on behalf of our clients:
+ Helped a coalition of insurance consumer groups gain long-sought legislative reform of Assignment of Benefits (AOB) abuse by unscrupulous contractors and attorneys through consistent, effective media outreach and strategic legislative and grass-roots advocacy.
+ Facilitated market expansion of Florida’s model private flood insurance law to other states, resulting in the South Carolina and Illinois legislatures considering written bills and several other states contemplating action.
+ Advised property insurance companies and lawmakers on creation of a national Private Flood Insurance Model Act put before the National Council of Insurance Legislators (NCOIL); negotiated needed changes.
+ Fought successfully as part of a team to raise an insurer’s loss adjustment expense reimbursement from 5% to 10% by the Florida Hurricane Catastrophe Fund.
+ Defended successfully as part of a team the ongoing encroachment of the surplus lines industry into Florida’s admitted market by stopping the proposed elimination of the due diligence affidavit that surplus lines agents must complete before placing a consumer with a surplus carrier.
+ Guided a client’s Florida team to pass legislation to fight Florida’s opioid epidemic. The new law defends a patient’s right to refuse opioid drugs and requires health care practitioners to inform patients of non-opioid alternatives and their advantages and disadvantages in treatment.
+ Secured a lasting partnership between a signature environmental remediation client and the Florida Association of Counties to create a more aggressive approach to the blue-green algae crisis and promote new filtration technologies for cleaner water
Here are some of our 2017-2018 accomplishments on behalf of our clients:
+ Assisted start-up homeowners insurance companies understand the current market and how to position themselves accordingly; create responsive products to market needs; facilitate conversations with insurance agents; and communicate effectively with policyholders.
+ Advised property casualty insurance companies on legal and regulatory framework, helping them achieve compliance.
+ Resolved a compliance issue between an insurance company and the Florida Department of Financial Services, avoiding thousands of dollars in fines and similar scrutiny from multi-state regulators.
+ Negotiated the transition of a previously regulated consumer service plan to unregulated status outside of the Florida Insurance Code.
+ Assisted a large flood mitigation device manufacturer to successfully have the device and the outcome it produces included in a prominent catastrophe model.
+ Recruited talent and created training classes to provide more licensed adjusters to meet a critical shortage facing several insurance companies post-Hurricane Irma.
+ Helped a client craft a winning proposal for a multi-million dollar contract to provide disaster recovery services after Hurricane Irma.
+ Negotiated with the Florida Department of Environmental Protection to resolve a multi-million dollar contract dispute in favor of an energy-environment client.
+ Counseled a major firm to win one of only two FEMA catastrophe modeling contracts in the nation.
Pre-2017 accomplishments on behalf of our clients
+ Winning a multi-million dollar contract for a client handling claims for those affected by the BP oil spill in the Gulf and $60 million for Florida Realtors to compensate realtors who lost business because of the spill.
+ Gaining $100 million in appropriations for charter schools’ facilities funding.
+ Securing a $4 million state appropriation in the 2016 session for a client who was awarded Florida’s Division of Emergency Management statewide incident notification system.
+ Helping change Citizens Insurance assessments to encourage more private insurers into the Florida market and reduce consumer impacts (See our successful issue paper leading to passage of HB 1127 into law).
+ Leading the insurance industry team to revise how the Florida Insurance Guaranty Association funds an insurer insolvency. This first-of-its-kind-in-the-country legislation changed the way guaranty associations garner financial resources to pay claims. (See our successful issue paper leading to passage of HB 836 into law)
+ Facilitating the development and implementation of an ongoing comprehensive policy and regulatory framework to open Florida’s flood insurance market to private firms through passage of Florida’s two key laws (SB 1094 and SB 542).