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Flood Digest

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Mitigation awards, Tampa’s threat

Florida has released a list of $80 million in awards to communities to use in building storm resiliency projects, plus it’s not just the big hurricanes we have to worry about, but the smaller ones hitting the right place in the state at the wrong time.  It’s all in this week’s Flood Digest.

Governor DeSantis awards Broward County leaders $16.6 million for stormwater infrastructure projects to reduce future storm damages and flooding, January 28, 2022. Courtesy, Broward County Commission

Mitigation Awards: The $80 million awarded last week went to South Florida communities for various flood mitigation projects.  It’s part of an initial $150 million announced in 2020 under the Rebuild Florida Mitigation General Infrastructure Program.  The program provides money for large-scale activities that allow our communities to be more resilient to future disasters.  It’s part of a HUD-allocated $475 million allocation to Florida by its Community Development Block Grant–Mitigation (CDBG-MIT) program formed in response to the hurricanes and other natural disasters of 2016 and 2017. Additional funding cycles are now underway.

The awarded projects are:

  • City of Miami ($19,859,977) to support flooding and right-of-way improvements including improved stormwater inlets and pipes and a new stormwater pump station in the Southwest Wynwood area.
  • City of Miami ($18,477,439) for flood improvements in East Little Havana to relieve repetitive flooding due to stormwater accumulation.
  • Broward County ($16,676,000) to replace the existing non-functional and insufficient stormwater infrastructure and add new green infrastructure for stormwater drainage.
  • City of Hallandale Beach ($14,879,219) for sewer system modernization.
  • City of Opa-Locka ($7,000,000) for complete renovation of the 127th Ave Canal, including expanding the depth of the canal and stabilizing the bank on both sides to enhance community flood protection.
  • City of North Lauderdale ($3,285,000) to fund a new stormwater pump station facility adjacent to the C-14 canal to mitigate the impacts of heavy rainfall and tidal events on the regional drainage system and C-14 canal.

The same week of the Governor’s visit, the Miami Herald published an article on the changing face of risk in South Florida.  It includes the impact that natural disasters are having on the state, on property insurance rates (along with increased litigation), and on FEMA’s new Risk Rating 2.0 federal flood insurance program.

Roadway flooding during Tropical Storm Eta, November 12, 2020. Courtesy, Pinellas County

Hurricane Risk: Speaking of news media, the Tampa Bay Times has published an impressive special project, appropriately titled, It won’t take the ‘perfect storm’ to wreak havoc across Tampa Bay.  With many of its communities situated near or surrounded by water, the area has the potential to become an extremely large claims event in the event of a direct hit by a hurricane.  In fact, the paper reports, Pinellas County has nearly $30 billion in built property that could flood in Category 1 storms – more buildings and risk value than even Miami-Dade County.  The highlight of the article is a quote by National Hurricane Center storm surge specialist Jamie Rhome.

“What’s going to be the Achilles’ heel of Tampa, what is going to really surprise Tampa, is not a Cat 5.  It’s not a Michael, it’s going to be a big, sloppy Category 1 or 2,” Rhome said.  

LMA Newsletter of 1-31-22

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Tags: FEMA, Flood Insurance, Florida Hurricanes, Rebuild Florida Mitigation General Infrastructure Program, Resilience, Risk Rating 2.0, Ron DeSantis

“I wanted to write to tell you that this newsletter is the best in the industry. I look forward to it every week! Thank you for all that you do.”

Rebecca Leadbeater, Regulatory Compliance Analyst
Frank Winston Crum Insurance
Clearwater, FL

“Lisa, you will always be a public servant and your newsletters have shared valuable information to many. These newsletters are not five minute follow up reports. You’ve been to these disasters first hand and understand people lose everything and the elderly are the most vulnerable. It’s truly sad. Thank You for being sincere, when most are looking for ratings.”

John Greer, retired from construction, Plant City

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Cynthia Hoehn, Independent Property & Casualty Personal Lines insurance agent
Clermont, FL

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John Haddad, Director of Product - XactAnalysis
Verisk Claims

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Shawna Miller, Sr. Claims Quality Assurance & Compliance Manager
Florida Peninsula Insurance Company
Jacksonville, FL

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Greg Holder, Retired Judge and Attorney
Zinober Diana & Monteverde P.A.
Tampa, FL

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Ken Donohue, Former Inspector General
U.S. Department of Housing and Urban Development (HUD)

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Mary Ann Medina, VP Client Partnerships
Charles Taylor
Lake Mary, FL

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Adam Marmelstein, Director of Agency & Market Services

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Mel Russell, President & CEO
Russell Insurance Consulting
St. Petersburg, FL

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Frank Messersmith, former Florida state representative, 1980-1990

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Gillian Lloyd, Account Executive
Zywave
Milwaukee, WI

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Bill Wilson, former PURE SAC Chair
PURE Insurance Company

“Great article on Risk Rating 2.0!”

Austin Perez, Senior Policy Representative for Federal Housing, Valuation, Insurance and Commercial Issues
National Association of Realtors
Washington, D.C.

“Another great Newsletter on Florida industry this week.  Your service and advocacy in Florida is very important to keeping me updated and apprised of the Florida insurance laws, trends and overall environment.  Something similar is very much needed in Louisiana, too.”

Jennifer Tedesco, Esq., Claims Director
Pharos Claims Services
Orlando, FL

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John Burkholder, Principal
Municipal Partners, LLC
2016 Public Risk Manager of the Year

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George E. Kelly, Jr.
GK Consulting LLC
Hartford, CT

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Lori Hall, Business Development Manager
Haag

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Ramona Speer, Realtor®
Gulf Breeze, FL

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Whitney Ricci, President & Founder
Ricci Insurance Group
Jacksonville, FL

“Lisa this is another great newsletter, and we appreciate the time and energy you put into these informative updates – you are on top of these topics!”

Mike Graham, CEO
Smart Vent Products, Floodproofing.com, & Risk Reduction Plus
Juno Beach, FL

“Keep up the great work, Lisa! I enjoy your updates!”

John Askins, Former Director
Florida Department of Financial Services, Division of Insurance Fraud

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Paula, lifelong hometown of Plant City pal

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Dan Brown, Sr., President
Brown and Brown Insurance
Orlando, FL

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D. Joel Whalen, Associate Professor
DePaul University Kellstadt Graduate School of Business & Past President, Association for Business Communication

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Acorn Claims
Prosper, Texas

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Austin Perez, Senior Policy Advisor
National Association of Realtors®
Gulf Breeze, FL

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Tim O’Keefe, Director
KW Property Management & Consulting
Fort Lauderdale, FL

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Jeffrey Karam, CPCU
Bradenton, FL

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Cynthia Scott, President
University Insurance Group
Davie, FL

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Rivers H. Buford, III, Veteran Florida legislative and regulatory leader, retired

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Ana Regina Myrrha, Agency Principal
American Insurance Point
Orlando, FL

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