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Life is More than a Box of Chocolates

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Hurricane Dorian’s winds demolished many waterfront homes in the Bahamas

At the beginning of this newsletter, we highlighted a Florida-based relief effort helping the Bahamian people devastated by Hurricane Dorian and its super Category-5 185 mph winds that didn’t subside for nearly 24 hours.  As we close, the current death toll across the Bahamas is 52.  This number is expected to rise, however, with 1,300 individuals still unaccounted for three weeks later.

The outpouring of help from people and organizations across the state of Florida has been a beam of hope in the dark.  Gathering what they can, given that they were spared by the storm, Floridians of all ages have held fundraisers and donated an unprecedented amount of resources to the Bahamas in the wake of this disaster.  Everything from typical canned goods to gas powered generators to home-cooked meals, helping hands have come together in order to help our Caribbean neighbors in any way possible.  The state of Florida, with the help of FP&L, sent more than a half-million bottles of water – 19 truckloads in all, including 10 truckloads that had been stockpiled by the state for the ongoing hurricane season.  The biggest task now though is rebuilding homes for those residents who want to stay.

A house in the Bahamas with serious damage from Hurricane Dorian

While it’s not quite clear how long it will take the Bahamian people to recover, there’s some comfort in knowing that people have come together in support of one another amid the sometimes nonsense in our everyday lives.  In fact, the other day I was reading about a lawsuit that put this in context.

Chicago-based chocolatiers at Fannie May are fighting a legal battle in the 7th Circuit Court; they’re being sued for purportedly misleading customers over the size of the packaging and the actual amount of candy that is contained within that packaging.  Although the piece count and weight of the chocolates is listed clearly on the packaging, the “slack fill”, or amount of nonfunctional empty box space, is apparently excessive therefore deceiving to customers expecting to get a box of chocolates filled to the brim.

Why the courts even bothered to hear this silly case is beyond me, but most would agree that our time, energy, and resources are better utilized when helping others in need rather than whining over your own inability to read the labels on a box.  So please continue to watch coverage of the Bahamas recovery and consider lending a hand if you can spare it.  We all need good neighbors.

LMA Newsletter of 9-23-19

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Tags: Bahamas Relief, Fannie Mae, Florida Dorian Donations, Hurricane Dorian

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Mary Ann Medina, VP Client Partnerships
Charles Taylor
Lake Mary, FL

“Great article on Risk Rating 2.0!”

Austin Perez, Senior Policy Representative for Federal Housing, Valuation, Insurance and Commercial Issues
National Association of Realtors
Washington, D.C.

“Thank you, Lisa, for your tireless work on behalf of the industry and the citizens of Florida. This post is incredibly comprehensive and helpful. Stay safe my friend.”

Mel Russell, President & CEO
Russell Insurance Consulting
St. Petersburg, FL

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Greg Holder, Retired Judge and Attorney
Zinober Diana & Monteverde P.A.
Tampa, FL

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John Askins, Former Director
Florida Department of Financial Services, Division of Insurance Fraud

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Pharos Claims Services
Orlando, FL

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Acorn Claims
Prosper, Texas

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Bill Wilson, former PURE SAC Chair
PURE Insurance Company

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Frank Messersmith, former Florida state representative, 1980-1990

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Shawna Miller, Sr. Claims Quality Assurance & Compliance Manager
Florida Peninsula Insurance Company
Jacksonville, FL

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Rebecca Leadbeater, Regulatory Compliance Analyst
Frank Winston Crum Insurance
Clearwater, FL

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Smart Vent Products, Floodproofing.com, & Risk Reduction Plus
Juno Beach, FL

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Austin Perez, Senior Policy Advisor
National Association of Realtors®
Gulf Breeze, FL

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Gillian Lloyd, Account Executive
Zywave
Milwaukee, WI

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Cynthia Hoehn, Independent Property & Casualty Personal Lines insurance agent
Clermont, FL

“I do not know how to say in words the heartfelt thankfulness that you took the time to listen to me, heard me, and then TOOK action to get something done after the long emotional and FINANCIAL struggle with…the hardship of paying upfront for all the repairs from Hurricane Sally. I cannot say enough of how I appreciate you, your attitude of wanting to help people and the next step to actually take action to do something is amazing.”

Ramona Speer, Realtor®
Gulf Breeze, FL

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Bradenton, FL

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U.S. Department of Housing and Urban Development (HUD)

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“A high-profile attempt to undo recent litigation reforms that helped stabilize the insurance market was successfully defeated. We’re grateful to trusted experts like Lisa Miller (former Florida Deputy Insurance Commissioner, now one of the state’s top insurance advocates) for providing ongoing updates during every legislative session.”

Whitney Ricci, President & Founder
Ricci Insurance Group
Jacksonville, FL

“Lisa, you will always be a public servant and your newsletters have shared valuable information to many. These newsletters are not five minute follow up reports. You’ve been to these disasters first hand and understand people lose everything and the elderly are the most vulnerable. It’s truly sad. Thank You for being sincere, when most are looking for ratings.”

John Greer, retired from construction, Plant City

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Tim O’Keefe, Director
KW Property Management & Consulting
Fort Lauderdale, FL

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George E. Kelly, Jr.
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Cynthia Scott, President
University Insurance Group
Davie, FL

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John Burkholder, Principal
Municipal Partners, LLC
2016 Public Risk Manager of the Year

“You are under-thanked and under-appreciated for all the work you do for our industry but I’m one guy who really appreciates the information you gather and share.  Many times I pass it along to my clients. Many thanks.”

Dan Brown, Sr., President
Brown and Brown Insurance
Orlando, FL

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Lori Hall, Business Development Manager
Haag

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