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Medicaid Coverage Ending for Thousands

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Plus lawyer ad bans, county health rankings

More than a quarter of a million Floridians have lost Medicaid benefits now that the coronavirus pandemic is over, new restrictions on attorney advertising on healthcare issues, and a new report on how each of Florida’s 67 counties rank in healthcare outcomes.  It’s all in this week’s Healthcare Digest.

Pandemic Medicaid Coverage Ending: Nearly 250,000 Medicaid recipients in Florida have lost coverage since the state began reviewing the eligibility of the almost 5 million people on the Medicaid rolls in April.  The federally-mandated review was prompted by the end of the pandemic public health emergency, which allowed about 1.8 million Floridians to add or keep their Medicaid coverage, regardless of eligibility thanks to federal funding. 

The Florida Department of Children and Families reports that as of last week, it has reviewed eligibility for about 461,000 people.  Of those, about 205,000 were removed from the rolls for failure to respond to requests for needed eligibility information and another 44,300 were referred to other health coverage because they earn too much to remain eligible.  Florida is one of 10 states that doesn’t exercise an incentive in the federal Affordable Care Act that rewards states for expanding Medicaid to more low-income residents.

Banning Misleading Ads: After enacting sweeping tort reform earlier this year in HB 837, the Florida Legislature passed a bill for the Governor to consider signing into law that would rein in misleading trial lawyer advertising on healthcare issues.  HB 1205 includes television, radio, billboard, and digital ads.  It would protect consumers by banning ads from using misleading phrases like “medical alert” or other similar terms; using government logos to suggest affiliation with a government entity; and displaying terms like “recall” when a product has not been recalled under state or federal regulations.

The bill would affirmatively require disclaimers that ensure viewers know the advertisement is for legal services and that they should consult their doctor before making any medical decisions. It would also protect consumers’ health information by prohibiting the use or sale of the health information of a person who calls a phone number listed on an ad without their knowledge.  The Institute for Legal Reform reports Florida is the latest state to rein in misleading trial lawyer ads, joining Indiana, Kansas, Louisiana, Tennessee, Texas, and West Virginia.

County Health Rankings: The latest report by the County Health Rankings & Roadmaps program at the University of Wisconsin ranks Florida’s 67 counties and those across the nation.  In Florida, Collier County was ranked highest on health outcomes, which includes residents’ lifespan, quality of life, health behaviors, clinical care, social and economic factors, and the physical environment.  Union County was ranked lowest, despite nearly being in the top third of Florida counties for clinical care.

LMA Newsletter of 5-22-23

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Tags: County Health Rankings, Florida Medicaid, Health insurance, Medicaid Expansion, Misleading Advertising, Trial lawyers

“I really like your newsletter. It’s informative and to the point, even to the layperson. You are absolutely an asset to your industry. Keep it up please!”

Rivers H. Buford, III, Veteran Florida legislative and regulatory leader, retired

“Thank you, Lisa, for your tireless work on behalf of the industry and the citizens of Florida. This post is incredibly comprehensive and helpful. Stay safe my friend.”

Mel Russell, President & CEO
Russell Insurance Consulting
St. Petersburg, FL

“Just wanted to say that I thoroughly love your newsletter. It’s is always informative and insightful to the ins and outs of our industry.  You are an inspiration and an important asset in the insurance world.  Keep up the great work!” 

Cynthia Scott, President
University Insurance Group
Davie, FL

“Lisa is truly an insurance industry dynamo who operates her business with integrity and zealous representation. She is the person that legislators call upon when they have questions regarding necessary insurance reforms. Lisa is a tireless advocate for the protection of all Floridians and their property.”

Greg Holder, Retired Judge and Attorney
Zinober Diana & Monteverde P.A.
Tampa, FL

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Jeffrey Karam, CPCU
Bradenton, FL

“Thank you for the information. I enjoy the info that you share and in turn, I share with my daughter and her husband. Sending love and best wishes to you!”

Paula, lifelong hometown of Plant City pal

“Another great Newsletter on Florida industry this week.  Your service and advocacy in Florida is very important to keeping me updated and apprised of the Florida insurance laws, trends and overall environment.  Something similar is very much needed in Louisiana, too.”

Jennifer Tedesco, Esq., Claims Director
Pharos Claims Services
Orlando, FL

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Lori Hall, Business Development Manager
Haag

“Great article on Risk Rating 2.0!”

Austin Perez, Senior Policy Representative for Federal Housing, Valuation, Insurance and Commercial Issues
National Association of Realtors
Washington, D.C.

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Ana Regina Myrrha, Agency Principal
American Insurance Point
Orlando, FL

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Tim O’Keefe, Director
KW Property Management & Consulting
Fort Lauderdale, FL

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Rebecca Leadbeater, Regulatory Compliance Analyst
Frank Winston Crum Insurance
Clearwater, FL

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Gillian Lloyd, Account Executive
Zywave
Milwaukee, WI

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Frank Messersmith, former Florida state representative, 1980-1990

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Bill Wilson, former PURE SAC Chair
PURE Insurance Company

“Just a quick note to let you know how much I have appreciated your newsletter over the years and the assistance they offer for those in the field of claims. We depend on the information more than you will ever know!”

Laurie Rasberry, Chief Claims Officer
Acorn Claims
Prosper, Texas

“Lisa this is another great newsletter, and we appreciate the time and energy you put into these informative updates – you are on top of these topics!”

Mike Graham, CEO
Smart Vent Products, Floodproofing.com, & Risk Reduction Plus
Juno Beach, FL

“Wow, what a great picture and worth a thousand words! I’ve been reading/listening religiously to your newsletters/podcasts. They’ve been a tremendous source of information. Thank you!”

Austin Perez, Senior Policy Advisor
National Association of Realtors®
Gulf Breeze, FL

“Thank you for all you do for the industry and the Verisk team. We are forever grateful and excited for the future. Getting your insight in my inbox is exactly what I need!”

John Haddad, Director of Product - XactAnalysis
Verisk Claims

“Keep informing and fighting!”

Mary Ann Medina, VP Client Partnerships
Charles Taylor
Lake Mary, FL

“Keep up the great work, Lisa! I enjoy your updates!”

John Askins, Former Director
Florida Department of Financial Services, Division of Insurance Fraud

“Lisa, you will always be a public servant and your newsletters have shared valuable information to many. These newsletters are not five minute follow up reports. You’ve been to these disasters first hand and understand people lose everything and the elderly are the most vulnerable. It’s truly sad. Thank You for being sincere, when most are looking for ratings.”

John Greer, retired from construction, Plant City

“What a great outreach and platform. God Bless.”

Ken Donohue, Former Inspector General
U.S. Department of Housing and Urban Development (HUD)

“Lisa, thank you for sending your newsletter to me. It keeps me up with news I can use. I hope all is well with you and wish you continued success.”

George E. Kelly, Jr.
GK Consulting LLC
Hartford, CT

“I do not know how to say in words the heartfelt thankfulness that you took the time to listen to me, heard me, and then TOOK action to get something done after the long emotional and FINANCIAL struggle with…the hardship of paying upfront for all the repairs from Hurricane Sally. I cannot say enough of how I appreciate you, your attitude of wanting to help people and the next step to actually take action to do something is amazing.”

Ramona Speer, Realtor®
Gulf Breeze, FL

“Your newsletter is fabulous!  I greatly appreciate the topics you expose, so that insurance professionals like myself can keep up with the latest events that affect the public we serve and ourselves.”

Cynthia Hoehn, Independent Property & Casualty Personal Lines insurance agent
Clermont, FL

“You are under-thanked and under-appreciated for all the work you do for our industry but I’m one guy who really appreciates the information you gather and share.  Many times I pass it along to my clients. Many thanks.”

Dan Brown, Sr., President
Brown and Brown Insurance
Orlando, FL

“Just a quick note to say I always enjoy reading your newsletter. I have found many occasions to share it with family and friends who can’t understand why their insurance is expensive, as well as fellow employees. It is a great source of information in general, and especially helpful during the hectic times when work requires that I focus more narrowly on the task at hand, as it helps me keep sight of the big picture.”

Adam Marmelstein, Director of Agency & Market Services

“I absolutely loved your AM Best Interview – watched it twice! You have always been so impressive and inspiring to the insurance profession. The interview packed so much information into just a few minutes. Thanks for sharing. Please don’t stop, we all enjoy your insight.”

John Burkholder, Principal
Municipal Partners, LLC
2016 Public Risk Manager of the Year

“Thank you Lisa for staying on top of, as well as advocating, for Florida residents and legislative reform. Your newsletters are very informative and enjoy reading the points of view.”  

Shawna Miller, Sr. Claims Quality Assurance & Compliance Manager
Florida Peninsula Insurance Company
Jacksonville, FL

“A high-profile attempt to undo recent litigation reforms that helped stabilize the insurance market was successfully defeated. We’re grateful to trusted experts like Lisa Miller (former Florida Deputy Insurance Commissioner, now one of the state’s top insurance advocates) for providing ongoing updates during every legislative session.”

Whitney Ricci, President & Founder
Ricci Insurance Group
Jacksonville, FL

“Wow, what a dazzling amount of expertise and content, Lisa! You continue to amaze after 40-years of being amazing. Your newsletter is extraordinary. Congratulations!”

D. Joel Whalen, Associate Professor
DePaul University Kellstadt Graduate School of Business & Past President, Association for Business Communication

“Congrats on your 17- year anniversary at Lisa Miller & Associates®!  You have created an awesome legacy and helped numerous companies, agents, and clients!  Enjoy listening to your podcasts and reading your newsletter!  Best way to keep up with what is happening in the FL insurance world.”

William McArthur, VP of Claims
Claims Adjustment Group (CAG)

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