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More Disaster Relief on the Way

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Legislature, FEMA coming through

A tarped home in Ft. Myers awaiting repair from Hurricane Ian damage, December 12, 2022. Courtesy, AmeriCorps

The Florida Legislature begins a special session today to consider greatly bolstering disaster recovery efforts from Hurricanes Ian and Nicole as the death toll rises yet again, while local communities share the barriers to storm recovery.  Plus, an anticipated boost from FEMA for Florida’s mitigation efforts to avoid future storm damage.  It’s all in this week’s Disaster Management Digest.

Special Session: Legislative leaders this past Friday called a special session of the legislature to begin today (February 6) and run through this week.  Among the issues: Emergency Management post Hurricanes Ian and Nicole in an effort to fast-track money for needed recovery.  House Majority Leader Ben Albritton (R-Bartow) has filed SB 2-B.  The bill creates the Local Government Emergency Bridge Loan Program within the Department of Economic Opportunity to provide interest-free loans in lump sums to local governments impacted by either hurricane.  The bill appropriates $50 million in nonrecurring funds from General Revenue and transfers $650 million to the Emergency Preparedness and Response Fund to be used for responding to a declared state of emergency.  You can read more in the bill analysis.  The funding would be in addition to the $250 million in disaster recovery authorized in SB 4-A in the recent December special session.  We also learned of another death from Ian this past week in Lee County, where the Cat-4 storm made landfall, bringing the Florida death toll now to 149 people.

Barriers to Recovery: The Senate Select Committee on Resiliency, chaired by Senator Albritton, met the week before last and heard lessons from 2018’s Hurricane Michael, the Cat-5 storm that clobbered parts of the Florida Panhandle.  Robert Majka, the County Manager for Bay County, which was ground zero, provided an overview of the barriers to hurricane recovery.  He recommended contractors be state licensed at the local level through tax collector offices to help speed repairs.  He also said the state should develop some type of credit rating for local governments so the state can more speedily approve funds to those with a demonstrated track record of either fiscal responsibility or financial capability.  He said municipalities should identify their financial vulnerabilities regarding storm recovery well ahead of the next storms.  Majka also touched on school board provisions in relation to Michael storm recovery and their financial relationship with FEMA as well as the lack of subject matter experts on the local level.  He said the amount of workload put on local jurisdictions who lack the caliber of knowledge and access the state or federal agencies do makes it difficult to recover.  Having pre-event disaster expert consultant contracts he said, would help.  The committee also heard testimony from all three major power companies on storm hardening, with FP&L saying 500,000 outages were avoided due to smart grid technology.

Information Technology (IT) also plays into successful recovery.  The state Division of Emergency Management (DEM) testified recently before a Senate Appropriations Committee that last year’s $2.7 million investment for DEM’s IT expansion brought a return on investment of $625 million as DEM was able to attain funding for storm survivors in the first 100 days following Hurricane Ian, an unprecedented accomplishment.

A still image from drone video shows one of seven oceanfront homes in Wilbur-by-the-Sea collapsing into the Atlantic Ocean after Hurricane Nicole. Courtesy Bridgepoint Global

FEMA Boost: It is anticipated soon that FEMA will be allocating about $1 billion to Florida communities impacted by the recent hurricanes.  The money will go to mitigation measures to make those areas more resilient to future storms and suffer fewer catastrophic losses.  This is federal Stafford Act money.  Last month we reported on FEMA’s Building Resilient Infrastructure and Communities (BRIC) program making available $2.3 billion for hazard mitigation projects nationwide.  We at LMA will be working with resilience experts across the state to help plan the smart use of this funding.  As Dr. David Prevatt pointed out in his December newsletter article, a long-term vision and commitment is needed to make sure some of our most vulnerable communities are around in the 22nd century.

FEPA Conference: I had the pleasure of attending the Florida Emergency Preparedness Association (FEPA) conference in Orlando last week, on behalf of the Disaster Recovery Coalition of America, where I serve as policy advisor. The conference was attended by emergency managers from Florida’s 67 counties, along with companies and vendors exhibiting their products and services.  In this television interview I explain the constantly evolving disaster recovery industry and how it helps people after hurricanes and even before.  I also share some specifics about potential new applications for drone technology and other ideas discussed at the conference, including mitigation and streamlining disaster response offered by Kevin Guthrie, Florida’s chief of emergency management.  Check it out!   

LMA Newsletter of 2-6-23

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Tags: Ben Albritton, Building Resilient Infrastructure and Communities program, David Prevatt, Disaster Management, disaster recovery, Disaster Recovery Coalition of America, Emergency Preparedness and Response Fund, FEMA, FEMA Stafford Act, Florida Division of Emergency Management, Florida Emergency Preparedness Association, Florida Legislature 2023, Hurricane Ian, Hurricane Nicole, Local Government Emergency Bridge Loan Program, Robert Majka

“Keep up the great work, Lisa! I enjoy your updates!”

John Askins, Former Director
Florida Department of Financial Services, Division of Insurance Fraud

“Thank you Lisa for staying on top of, as well as advocating, for Florida residents and legislative reform. Your newsletters are very informative and enjoy reading the points of view.”  

Shawna Miller, Sr. Claims Quality Assurance & Compliance Manager
Florida Peninsula Insurance Company
Jacksonville, FL

“Wow, what a great picture and worth a thousand words! I’ve been reading/listening religiously to your newsletters/podcasts. They’ve been a tremendous source of information. Thank you!”

Austin Perez, Senior Policy Advisor
National Association of Realtors®
Gulf Breeze, FL

“I wanted to write to tell you that this newsletter is the best in the industry. I look forward to it every week! Thank you for all that you do.”

Rebecca Leadbeater, Regulatory Compliance Analyst
Frank Winston Crum Insurance
Clearwater, FL

“Just a quick note to let you know how much I have appreciated your newsletter over the years and the assistance they offer for those in the field of claims. We depend on the information more than you will ever know!”

Laurie Rasberry, Chief Claims Officer
Acorn Claims
Prosper, Texas

“Lisa this is another great newsletter, and we appreciate the time and energy you put into these informative updates – you are on top of these topics!”

Mike Graham, CEO
Smart Vent Products, Floodproofing.com, & Risk Reduction Plus
Juno Beach, FL

“Wow, what a dazzling amount of expertise and content, Lisa! You continue to amaze after 40-years of being amazing. Your newsletter is extraordinary. Congratulations!”

D. Joel Whalen, Associate Professor
DePaul University Kellstadt Graduate School of Business & Past President, Association for Business Communication

“Thank you, Lisa, for your tireless work on behalf of the industry and the citizens of Florida. This post is incredibly comprehensive and helpful. Stay safe my friend.”

Mel Russell, President & CEO
Russell Insurance Consulting
St. Petersburg, FL

“Lisa is a wealth of knowledge and produces some very useful content. I read her newsletter every week, it has great content, and I learn a lot. Thank you for being such an advocate Lisa and educating all of us.”

Tim O’Keefe, Director
KW Property Management & Consulting
Fort Lauderdale, FL

“Lisa, you will always be a public servant and your newsletters have shared valuable information to many. These newsletters are not five minute follow up reports. You’ve been to these disasters first hand and understand people lose everything and the elderly are the most vulnerable. It’s truly sad. Thank You for being sincere, when most are looking for ratings.”

John Greer, retired from construction, Plant City

“I absolutely loved your AM Best Interview – watched it twice! You have always been so impressive and inspiring to the insurance profession. The interview packed so much information into just a few minutes. Thanks for sharing. Please don’t stop, we all enjoy your insight.”

John Burkholder, Principal
Municipal Partners, LLC
2016 Public Risk Manager of the Year

“Great article on Risk Rating 2.0!”

Austin Perez, Senior Policy Representative for Federal Housing, Valuation, Insurance and Commercial Issues
National Association of Realtors
Washington, D.C.

“Keep informing and fighting!”

Mary Ann Medina, VP Client Partnerships
Charles Taylor
Lake Mary, FL

“Thank you for the information. I enjoy the info that you share and in turn, I share with my daughter and her husband. Sending love and best wishes to you!”

Paula, lifelong hometown of Plant City pal

“Lisa Miller is a true champion for the insurance industry, with her regular updates! We appreciate all you do and keeping us up to date on priority issues!”

Gillian Lloyd, Account Executive
Zywave
Milwaukee, WI

“I have followed your weekly newsletter and podcasts and now have a full appreciation for what you bring to this industry.  You are an inspiring force, plain and simple.  I wanted you to know that you make a difference.  Thank you for all you do!”

Jeffrey Karam, CPCU
Bradenton, FL

“Thank you for all you do for the industry and the Verisk team. We are forever grateful and excited for the future. Getting your insight in my inbox is exactly what I need!”

John Haddad, Director of Product - XactAnalysis
Verisk Claims

“The great thing about reading your newsletter Lisa, is that I can 100% trust that the info in it is completely accurate. Thank you for the time that you invest in this newsletter to keep everyone informed on new things going on in the industry.”

Lori Hall, Business Development Manager
Haag

“Lisa, I was delighted to get your newsletter. It is very professional and a great read about what’s going on. It was good to see you doing the things you’ve always done so well. You were always a great source of input when I was in the Capitol and glad to see you are still providing such great assistance.”

Frank Messersmith, former Florida state representative, 1980-1990

“Hello Lisa, EXCELLENT articles! I love your newsletter. Already shared with my office!”

Ana Regina Myrrha, Agency Principal
American Insurance Point
Orlando, FL

“Congrats on your 17- year anniversary at Lisa Miller & Associates®!  You have created an awesome legacy and helped numerous companies, agents, and clients!  Enjoy listening to your podcasts and reading your newsletter!  Best way to keep up with what is happening in the FL insurance world.”

William McArthur, VP of Claims
Claims Adjustment Group (CAG)

“I do not know how to say in words the heartfelt thankfulness that you took the time to listen to me, heard me, and then TOOK action to get something done after the long emotional and FINANCIAL struggle with…the hardship of paying upfront for all the repairs from Hurricane Sally. I cannot say enough of how I appreciate you, your attitude of wanting to help people and the next step to actually take action to do something is amazing.”

Ramona Speer, Realtor®
Gulf Breeze, FL

“I really like your newsletter. It’s informative and to the point, even to the layperson. You are absolutely an asset to your industry. Keep it up please!”

Rivers H. Buford, III, Veteran Florida legislative and regulatory leader, retired

“Just wanted to say that I thoroughly love your newsletter. It’s is always informative and insightful to the ins and outs of our industry.  You are an inspiration and an important asset in the insurance world.  Keep up the great work!” 

Cynthia Scott, President
University Insurance Group
Davie, FL

“Just a quick note to say I always enjoy reading your newsletter. I have found many occasions to share it with family and friends who can’t understand why their insurance is expensive, as well as fellow employees. It is a great source of information in general, and especially helpful during the hectic times when work requires that I focus more narrowly on the task at hand, as it helps me keep sight of the big picture.”

Adam Marmelstein, Director of Agency & Market Services

“A high-profile attempt to undo recent litigation reforms that helped stabilize the insurance market was successfully defeated. We’re grateful to trusted experts like Lisa Miller (former Florida Deputy Insurance Commissioner, now one of the state’s top insurance advocates) for providing ongoing updates during every legislative session.”

Whitney Ricci, President & Founder
Ricci Insurance Group
Jacksonville, FL

“I really do enjoy your newsletter – it is fantastic for the insurance industry in Florida.”

Bill Wilson, former PURE SAC Chair
PURE Insurance Company

“You are under-thanked and under-appreciated for all the work you do for our industry but I’m one guy who really appreciates the information you gather and share.  Many times I pass it along to my clients. Many thanks.”

Dan Brown, Sr., President
Brown and Brown Insurance
Orlando, FL

“Your newsletter is fabulous!  I greatly appreciate the topics you expose, so that insurance professionals like myself can keep up with the latest events that affect the public we serve and ourselves.”

Cynthia Hoehn, Independent Property & Casualty Personal Lines insurance agent
Clermont, FL

“Another great Newsletter on Florida industry this week.  Your service and advocacy in Florida is very important to keeping me updated and apprised of the Florida insurance laws, trends and overall environment.  Something similar is very much needed in Louisiana, too.”

Jennifer Tedesco, Esq., Claims Director
Pharos Claims Services
Orlando, FL

“What a great outreach and platform. God Bless.”

Ken Donohue, Former Inspector General
U.S. Department of Housing and Urban Development (HUD)

“Lisa is truly an insurance industry dynamo who operates her business with integrity and zealous representation. She is the person that legislators call upon when they have questions regarding necessary insurance reforms. Lisa is a tireless advocate for the protection of all Floridians and their property.”

Greg Holder, Retired Judge and Attorney
Zinober Diana & Monteverde P.A.
Tampa, FL

“Lisa, thank you for sending your newsletter to me. It keeps me up with news I can use. I hope all is well with you and wish you continued success.”

George E. Kelly, Jr.
GK Consulting LLC
Hartford, CT

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