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New Pet Protections Now Law

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“Trooper” Courtesy, Florida Department of Highway Safety and Motor Vehicles

The Florida House and Senate will begin work this week on crafting a new state budget for the next fiscal year that begins on July 1, following a late Friday announcement that the ongoing impasse has ended and broad dollar allocations have been agreed upon. 

Those of you that know me, know how much I love pets, especially dogs.  While lawmakers have struggled to come together on a budget, they did come together this session to protect our furry friends.  On top of the Pet Insurance and Wellness Programs we reported on in early May, last week the Governor signed a slew of other bills into law that enshrine animal protections in the state of Florida, including creating a searchable database of animal abusers under Dexter’s Law (HB 255) and Trooper’s Law (SB 150), which makes it a felony offense to abandon pets during natural disasters.  The former is named after a shelter dog who was brutally killed after his adoption and the latter for our bull terrier friend who was infamously left tied to a fence while his owner fled as Hurricane Milton inched closer, before being rescued by Florida Highway Patrol Trooper Orlando Morales.

The statewide registry implemented under Dexter’s Law will help curb animal abuse in Florida, effectively barring anyone convicted of animal abuse crimes from adopting new pets or being on the same property as a pet.  The legislation also enhances penalties for animal cruelty, creating a 1.25 sentence multiplier to be applied to the defendant’s total criminal punishment code score, which would cause aggravated animal cruelty charges to crest 35 points on the scoresheet, and land the offenders in prison where they belong.  As for Trooper’s namesake law, it codifies existing misdemeanor penalties for those who fail to provide food, water, and shelter to their pets, and punishes offenders leaving dogs restrained and unattended during disasters with up to five years in prison and a $10,000 fine.

Another bill, HB 593, was signed into law on May 21, and places new restrictions on dogs deemed dangerous by the government, requiring their owners to purchase $100,000 liability insurance and to microchip the problematic pets.  Any animal that has injured or killed another dog or human multiple times, been trained to dog fight, or attacked anyone unprovoked would be placed on the dangerous list and any owners that ignore the requirements could face felony charges.  Hopefully this legislation will help hold owners accountable for their dogs, keep other animals safe, and bring justice to the criminals who abuse our four-legged friends.  As Governor DeSantis put it, “Across Florida we have seen horrifying instances of animal cruelty that demand a stronger response … Florida stands by man’s best friend.”  And so do we here at LMA! 

Up next, important developments in property insurance, resilient building, and disaster management as we begin this hurricane season.  Please don’t hesitate to let us know how we may be of assistance to you!

LMA Newsletter of 6-2-25

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Tags: Dexter’s Law, Florida Legislature 2025, Pet Abuse, Pet Insurance and Wellness Programs, Pet Safety, Ron DeSantis, Trooper’s Law

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Lori Hall, Business Development Manager
Haag

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John Burkholder, Principal
Municipal Partners, LLC
2016 Public Risk Manager of the Year

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Bradenton, FL

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Claims Adjustment Group (CAG)

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Verisk Claims

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Zywave
Milwaukee, WI

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Smart Vent Products, Floodproofing.com, & Risk Reduction Plus
Juno Beach, FL

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Rebecca Leadbeater, Regulatory Compliance Analyst
Frank Winston Crum Insurance
Clearwater, FL

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Ken Donohue, Former Inspector General
U.S. Department of Housing and Urban Development (HUD)

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Gulf Breeze, FL

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American Insurance Point
Orlando, FL

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National Association of Realtors®
Gulf Breeze, FL

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Austin Perez, Senior Policy Representative for Federal Housing, Valuation, Insurance and Commercial Issues
National Association of Realtors
Washington, D.C.

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Cynthia Hoehn, Independent Property & Casualty Personal Lines insurance agent
Clermont, FL

“Lisa, you will always be a public servant and your newsletters have shared valuable information to many. These newsletters are not five minute follow up reports. You’ve been to these disasters first hand and understand people lose everything and the elderly are the most vulnerable. It’s truly sad. Thank You for being sincere, when most are looking for ratings.”

John Greer, retired from construction, Plant City

“Another great Newsletter on Florida industry this week.  Your service and advocacy in Florida is very important to keeping me updated and apprised of the Florida insurance laws, trends and overall environment.  Something similar is very much needed in Louisiana, too.”

Jennifer Tedesco, Esq., Claims Director
Pharos Claims Services
Orlando, FL

“Lisa is a wealth of knowledge and produces some very useful content. I read her newsletter every week, it has great content, and I learn a lot. Thank you for being such an advocate Lisa and educating all of us.”

Tim O’Keefe, Director
KW Property Management & Consulting
Fort Lauderdale, FL

“Lisa, I was delighted to get your newsletter. It is very professional and a great read about what’s going on. It was good to see you doing the things you’ve always done so well. You were always a great source of input when I was in the Capitol and glad to see you are still providing such great assistance.”

Frank Messersmith, former Florida state representative, 1980-1990

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Paula, lifelong hometown of Plant City pal

“Thank you Lisa for staying on top of, as well as advocating, for Florida residents and legislative reform. Your newsletters are very informative and enjoy reading the points of view.”  

Shawna Miller, Sr. Claims Quality Assurance & Compliance Manager
Florida Peninsula Insurance Company
Jacksonville, FL

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George E. Kelly, Jr.
GK Consulting LLC
Hartford, CT

“I really like your newsletter. It’s informative and to the point, even to the layperson. You are absolutely an asset to your industry. Keep it up please!”

Rivers H. Buford, III, Veteran Florida legislative and regulatory leader, retired

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John Askins, Former Director
Florida Department of Financial Services, Division of Insurance Fraud

“A high-profile attempt to undo recent litigation reforms that helped stabilize the insurance market was successfully defeated. We’re grateful to trusted experts like Lisa Miller (former Florida Deputy Insurance Commissioner, now one of the state’s top insurance advocates) for providing ongoing updates during every legislative session.”

Whitney Ricci, President & Founder
Ricci Insurance Group
Jacksonville, FL

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Laurie Rasberry, Chief Claims Officer
Acorn Claims
Prosper, Texas

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Cynthia Scott, President
University Insurance Group
Davie, FL

“I really do enjoy your newsletter – it is fantastic for the insurance industry in Florida.”

Bill Wilson, former PURE SAC Chair
PURE Insurance Company

“Lisa is truly an insurance industry dynamo who operates her business with integrity and zealous representation. She is the person that legislators call upon when they have questions regarding necessary insurance reforms. Lisa is a tireless advocate for the protection of all Floridians and their property.”

Greg Holder, Retired Judge and Attorney
Zinober Diana & Monteverde P.A.
Tampa, FL

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Adam Marmelstein, Director of Agency & Market Services

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Dan Brown, Sr., President
Brown and Brown Insurance
Orlando, FL

“Thank you, Lisa, for your tireless work on behalf of the industry and the citizens of Florida. This post is incredibly comprehensive and helpful. Stay safe my friend.”

Mel Russell, President & CEO
Russell Insurance Consulting
St. Petersburg, FL

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Mary Ann Medina, VP Client Partnerships
Charles Taylor
Lake Mary, FL

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D. Joel Whalen, Associate Professor
DePaul University Kellstadt Graduate School of Business & Past President, Association for Business Communication

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