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Remembering Hurricane Ivan

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Quiet now may not mean quiet later

Winds from Hurricane Ivan were strong enough to launch a pickup truck into a swimming pool

It was 15 years ago next week that Hurricane Ivan formed, becoming the fourth major hurricane of the very active 2004 Atlantic Hurricane Season.  After striking parts of the Caribbean as a Cat 4/Cat 5 storm, Ivan headed toward Pensacola, Florida and came ashore on September 16 as a strong Category 3, causing significant damage.  By comparison, this month of August so far has seen just two named storms.  But hurricane prime-time isn’t really for another few weeks, and Governor DeSantis admitted the power of prayer so far, seems to be working, as we take a look back at Ivan’s destruction.

A semi-tractor trailer truck is broken and left dangling in the bay from the broken end of the Interstate 10 bridge to Santa Rosa County in the aftermath of Hurricane Ivan

Governor DeSantis last week said that his May visit to Israel included a trip to the Western Wall, where tradition sees many visitors sticking prayer requests written on pieces of paper in between the crevices of the ancient wall.  The Governor revealed his prayer slip read “Good Lord, spare us hurricanes this year.”  So far, so good.

In remembrance of Hurricane Ivan’s destruction, we are sharing some pictures here and on this link, courtesy of Todd Thomas of the Sigma Consulting Group of New Orleans.  Todd explains he recently found these pictures on a slide deck he used in presentations after the storm.

An apartment complex on US 98 near the Naval Live Oaks area is devastated by Hurricane Ivan’s upwards of 120 mph winds

Ivan made landfall on the U.S. mainland in Gulf Shores, Alabama, as a Category 3 hurricane, with 1-minute sustained winds of 120 mph, although some sources put the winds near 130 mph (Category 4) upon landfall in Alabama and northwestern Florida.  Ivan then continued inland, maintaining hurricane strength until it was over central Alabama. It weakened rapidly that evening and became a tropical depression on the same day, still over Alabama.

I was a Florida deputy insurance commissioner at the time and worked with President Bush’s advance team when he came to see the damage.  When it was all over, Ivan had killed 123 people, including 14 in Florida, and caused $26.1 billion in total damages.

Hurricane Ivan’s storm surge completely inundates this beachside home

Those were pretty heady times, with four hurricanes hitting Florida that year in 2004, followed by another four hurricanes striking our state in 2005.  Then 10 years with no Florida hurricanes.  We did a lot of good in the aftermath of those storms.  A rebuild of parts of northwestern Florida resulted from it.  Thousands of homes were hardened against future storms, using FEMA and HUD dollars.

It’s not too late to prepare for whatever this hurricane season may bring us.  Lisa’s Lucky 7 Hurricane Prep is a handy list for you and your family that you can also share with clients and colleagues.  You can click here or on the logo for a full-size version that prints nicely on a single sheet of paper.  It’s all about protecting people and property.  We care about your safety!

LMA Newsletter of 8-26-19

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Tags: Hurricane Ivan

“Lisa is truly an insurance industry dynamo who operates her business with integrity and zealous representation. She is the person that legislators call upon when they have questions regarding necessary insurance reforms. Lisa is a tireless advocate for the protection of all Floridians and their property.”

Greg Holder, Retired Judge and Attorney
Zinober Diana & Monteverde P.A.
Tampa, FL

“Wow, what a great picture and worth a thousand words! I’ve been reading/listening religiously to your newsletters/podcasts. They’ve been a tremendous source of information. Thank you!”

Austin Perez, Senior Policy Advisor
National Association of Realtors®
Gulf Breeze, FL

“Congrats on your 17- year anniversary at Lisa Miller & Associates®!  You have created an awesome legacy and helped numerous companies, agents, and clients!  Enjoy listening to your podcasts and reading your newsletter!  Best way to keep up with what is happening in the FL insurance world.”

William McArthur, VP of Claims
Claims Adjustment Group (CAG)

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Jeffrey Karam, CPCU
Bradenton, FL

“Great article on Risk Rating 2.0!”

Austin Perez, Senior Policy Representative for Federal Housing, Valuation, Insurance and Commercial Issues
National Association of Realtors
Washington, D.C.

“I really like your newsletter. It’s informative and to the point, even to the layperson. You are absolutely an asset to your industry. Keep it up please!”

Rivers H. Buford, III, Veteran Florida legislative and regulatory leader, retired

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Ana Regina Myrrha, Agency Principal
American Insurance Point
Orlando, FL

“I do not know how to say in words the heartfelt thankfulness that you took the time to listen to me, heard me, and then TOOK action to get something done after the long emotional and FINANCIAL struggle with…the hardship of paying upfront for all the repairs from Hurricane Sally. I cannot say enough of how I appreciate you, your attitude of wanting to help people and the next step to actually take action to do something is amazing.”

Ramona Speer, Realtor®
Gulf Breeze, FL

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Gillian Lloyd, Account Executive
Zywave
Milwaukee, WI

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Frank Messersmith, former Florida state representative, 1980-1990

“A high-profile attempt to undo recent litigation reforms that helped stabilize the insurance market was successfully defeated. We’re grateful to trusted experts like Lisa Miller (former Florida Deputy Insurance Commissioner, now one of the state’s top insurance advocates) for providing ongoing updates during every legislative session.”

Whitney Ricci, President & Founder
Ricci Insurance Group
Jacksonville, FL

“Thank you for all you do for the industry and the Verisk team. We are forever grateful and excited for the future. Getting your insight in my inbox is exactly what I need!”

John Haddad, Director of Product - XactAnalysis
Verisk Claims

“Just a quick note to let you know how much I have appreciated your newsletter over the years and the assistance they offer for those in the field of claims. We depend on the information more than you will ever know!”

Laurie Rasberry, Chief Claims Officer
Acorn Claims
Prosper, Texas

“Thank you, Lisa, for your tireless work on behalf of the industry and the citizens of Florida. This post is incredibly comprehensive and helpful. Stay safe my friend.”

Mel Russell, President & CEO
Russell Insurance Consulting
St. Petersburg, FL

“I absolutely loved your AM Best Interview – watched it twice! You have always been so impressive and inspiring to the insurance profession. The interview packed so much information into just a few minutes. Thanks for sharing. Please don’t stop, we all enjoy your insight.”

John Burkholder, Principal
Municipal Partners, LLC
2016 Public Risk Manager of the Year

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Lori Hall, Business Development Manager
Haag

“Keep up the great work, Lisa! I enjoy your updates!”

John Askins, Former Director
Florida Department of Financial Services, Division of Insurance Fraud

“Thank you Lisa for staying on top of, as well as advocating, for Florida residents and legislative reform. Your newsletters are very informative and enjoy reading the points of view.”  

Shawna Miller, Sr. Claims Quality Assurance & Compliance Manager
Florida Peninsula Insurance Company
Jacksonville, FL

“Thank you for the information. I enjoy the info that you share and in turn, I share with my daughter and her husband. Sending love and best wishes to you!”

Paula, lifelong hometown of Plant City pal

“Lisa is a wealth of knowledge and produces some very useful content. I read her newsletter every week, it has great content, and I learn a lot. Thank you for being such an advocate Lisa and educating all of us.”

Tim O’Keefe, Director
KW Property Management & Consulting
Fort Lauderdale, FL

“I wanted to write to tell you that this newsletter is the best in the industry. I look forward to it every week! Thank you for all that you do.”

Rebecca Leadbeater, Regulatory Compliance Analyst
Frank Winston Crum Insurance
Clearwater, FL

“You are under-thanked and under-appreciated for all the work you do for our industry but I’m one guy who really appreciates the information you gather and share.  Many times I pass it along to my clients. Many thanks.”

Dan Brown, Sr., President
Brown and Brown Insurance
Orlando, FL

“Wow, what a dazzling amount of expertise and content, Lisa! You continue to amaze after 40-years of being amazing. Your newsletter is extraordinary. Congratulations!”

D. Joel Whalen, Associate Professor
DePaul University Kellstadt Graduate School of Business & Past President, Association for Business Communication

“Lisa this is another great newsletter, and we appreciate the time and energy you put into these informative updates – you are on top of these topics!”

Mike Graham, CEO
Smart Vent Products, Floodproofing.com, & Risk Reduction Plus
Juno Beach, FL

“Just a quick note to say I always enjoy reading your newsletter. I have found many occasions to share it with family and friends who can’t understand why their insurance is expensive, as well as fellow employees. It is a great source of information in general, and especially helpful during the hectic times when work requires that I focus more narrowly on the task at hand, as it helps me keep sight of the big picture.”

Adam Marmelstein, Director of Agency & Market Services

“I really do enjoy your newsletter – it is fantastic for the insurance industry in Florida.”

Bill Wilson, former PURE SAC Chair
PURE Insurance Company

“Your newsletter is fabulous!  I greatly appreciate the topics you expose, so that insurance professionals like myself can keep up with the latest events that affect the public we serve and ourselves.”

Cynthia Hoehn, Independent Property & Casualty Personal Lines insurance agent
Clermont, FL

“Lisa, thank you for sending your newsletter to me. It keeps me up with news I can use. I hope all is well with you and wish you continued success.”

George E. Kelly, Jr.
GK Consulting LLC
Hartford, CT

“Just wanted to say that I thoroughly love your newsletter. It’s is always informative and insightful to the ins and outs of our industry.  You are an inspiration and an important asset in the insurance world.  Keep up the great work!” 

Cynthia Scott, President
University Insurance Group
Davie, FL

“What a great outreach and platform. God Bless.”

Ken Donohue, Former Inspector General
U.S. Department of Housing and Urban Development (HUD)

“Another great Newsletter on Florida industry this week.  Your service and advocacy in Florida is very important to keeping me updated and apprised of the Florida insurance laws, trends and overall environment.  Something similar is very much needed in Louisiana, too.”

Jennifer Tedesco, Esq., Claims Director
Pharos Claims Services
Orlando, FL

“Keep informing and fighting!”

Mary Ann Medina, VP Client Partnerships
Charles Taylor
Lake Mary, FL

“Lisa, you will always be a public servant and your newsletters have shared valuable information to many. These newsletters are not five minute follow up reports. You’ve been to these disasters first hand and understand people lose everything and the elderly are the most vulnerable. It’s truly sad. Thank You for being sincere, when most are looking for ratings.”

John Greer, retired from construction, Plant City

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