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Summer Heat Causing Coral Death

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Harmful algae blooms increasing

The summer heat wave that has set several electricity consumption records in Florida is also feared to be killing some coral in reefs in the Florida Keys, a new CDC report links sickness in humans and pets with algae blooms, and Miami is running out of space for its landfill and septic tank waste.  It’s all in this week’s Environment & Engineering Digest.

Florida Coral. Courtesy, University of Miami Rosenstiel School of Marine, Atmospheric, and Earth Science 

Heat & Coral Death: The recent 100-degree temperatures and up to 120-degree heat indexes is setting electricity consumption records around the state.  All the major utilities report peak demand or have set new power consumption records this month.  The heat has also caused record-setting surface sea temperatures approaching 100-degrees in the Gulf of Mexico off Florida’s west coast, as we referenced earlier in the newsletter.  That has marine researchers worried.

The Associated Press reports that a team of researchers in the Florida Keys has been scrambling for most of this summer to rescue coral and put them in tanks where the water temperature never goes above 85-degrees compared to the Keys’ 91-degree average temps in mid-July.  They are worried about bleaching, which causes coral to lose zooxanthellae, the algae that provides nourishment and color.

“We’re already seeing not just bleaching, but actual coral death out on the reef because the temperatures were so hot,” Cynthia Lewis, director of the Keys Marine Lab on Long Key, told the AP.  Rescue groups have already brought more than 1,500 pieces of coral.  “And we can’t afford to lose more of our reef,” she added.

Blue-green algae in a Florida waterway

CDC Algae Report: The U.S. Centers for Disease Control and Prevention (CDC) is out with a new report that says incidences of harmful algal blooms (HABs) are on the rise in the 16 states that voluntarily report cases (Florida is not one of them).  No humans have died, but some animals have.  The 2021 data shows there were 368 HABs reported that resulted in a total of 117 human illnesses and at least 2,715 animal illnesses.  That’s a significant increase compared to the 250 HAB events reported in 2020 and 2019. 

The CDC has said that exposure to high levels of blue-green algae and their toxins can cause illness and death.  Most HAB events happen in the summer months when the water is warmest and 90% of them occur in freshwater bodies such as lakes and reservoirs.  The most common signs and symptom in humans were gastrointestinal, generalized (such as headache and fever), and dermatologic (skin). 

A new sewage main replacement pipe awaits installation in nearby Ft. Lauderdale, December 15, 2019

Miami-Dade’s Septic & Garbage Challenge: The Insurance Journal recently revisited Miami-Dade County’s decades-long struggle to convert more residents to public water and sewer systems and off of wells and septic tanks.  It quotes Miami-Dade County Mayor Daniella Levine Cava as saying “It’s very critical.  We have to address all of that aggressively.”  The article notes that during heavy rains, some of the 108,000 septic tanks in the county overflow, spreading fecal bacteria.  The county has spent about $1 billion on water and sewer lines in the past two years but getting everyone off of septic tanks is estimated to cost at least $4 billion.

Meanwhile, some of the county’s landfills will run out of space by 2026 and county law requires at least five years of garbage disposal capacity to avoid a building moratorium.  Mayor Cava has proposed building a $1 billion incinerator and power plant to address the issue.

LMA Newsletter of 8-21-23

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Tags: Algae Bloom, Blue-Green algae, Centers for Disease Control and Prevention, Coral Death, Coral disease, Garbage, Sanitary Sewer Levels, Septic Tanks

“Thank you Lisa for staying on top of, as well as advocating, for Florida residents and legislative reform. Your newsletters are very informative and enjoy reading the points of view.”  

Shawna Miller, Sr. Claims Quality Assurance & Compliance Manager
Florida Peninsula Insurance Company
Jacksonville, FL

“I do not know how to say in words the heartfelt thankfulness that you took the time to listen to me, heard me, and then TOOK action to get something done after the long emotional and FINANCIAL struggle with…the hardship of paying upfront for all the repairs from Hurricane Sally. I cannot say enough of how I appreciate you, your attitude of wanting to help people and the next step to actually take action to do something is amazing.”

Ramona Speer, Realtor®
Gulf Breeze, FL

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Adam Marmelstein, Director of Agency & Market Services

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John Askins, Former Director
Florida Department of Financial Services, Division of Insurance Fraud

“Lisa, you will always be a public servant and your newsletters have shared valuable information to many. These newsletters are not five minute follow up reports. You’ve been to these disasters first hand and understand people lose everything and the elderly are the most vulnerable. It’s truly sad. Thank You for being sincere, when most are looking for ratings.”

John Greer, retired from construction, Plant City

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Ana Regina Myrrha, Agency Principal
American Insurance Point
Orlando, FL

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Mike Graham, CEO
Smart Vent Products, Floodproofing.com, & Risk Reduction Plus
Juno Beach, FL

“I absolutely loved your AM Best Interview – watched it twice! You have always been so impressive and inspiring to the insurance profession. The interview packed so much information into just a few minutes. Thanks for sharing. Please don’t stop, we all enjoy your insight.”

John Burkholder, Principal
Municipal Partners, LLC
2016 Public Risk Manager of the Year

“Keep informing and fighting!”

Mary Ann Medina, VP Client Partnerships
Charles Taylor
Lake Mary, FL

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Austin Perez, Senior Policy Advisor
National Association of Realtors®
Gulf Breeze, FL

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Jeffrey Karam, CPCU
Bradenton, FL

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Paula, lifelong hometown of Plant City pal

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Rebecca Leadbeater, Regulatory Compliance Analyst
Frank Winston Crum Insurance
Clearwater, FL

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Bill Wilson, former PURE SAC Chair
PURE Insurance Company

“Lisa, I was delighted to get your newsletter. It is very professional and a great read about what’s going on. It was good to see you doing the things you’ve always done so well. You were always a great source of input when I was in the Capitol and glad to see you are still providing such great assistance.”

Frank Messersmith, former Florida state representative, 1980-1990

“Lisa is truly an insurance industry dynamo who operates her business with integrity and zealous representation. She is the person that legislators call upon when they have questions regarding necessary insurance reforms. Lisa is a tireless advocate for the protection of all Floridians and their property.”

Greg Holder, Retired Judge and Attorney
Zinober Diana & Monteverde P.A.
Tampa, FL

“Wow, what a dazzling amount of expertise and content, Lisa! You continue to amaze after 40-years of being amazing. Your newsletter is extraordinary. Congratulations!”

D. Joel Whalen, Associate Professor
DePaul University Kellstadt Graduate School of Business & Past President, Association for Business Communication

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Gillian Lloyd, Account Executive
Zywave
Milwaukee, WI

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John Haddad, Director of Product - XactAnalysis
Verisk Claims

“Great article on Risk Rating 2.0!”

Austin Perez, Senior Policy Representative for Federal Housing, Valuation, Insurance and Commercial Issues
National Association of Realtors
Washington, D.C.

“Your newsletter is fabulous!  I greatly appreciate the topics you expose, so that insurance professionals like myself can keep up with the latest events that affect the public we serve and ourselves.”

Cynthia Hoehn, Independent Property & Casualty Personal Lines insurance agent
Clermont, FL

“What a great outreach and platform. God Bless.”

Ken Donohue, Former Inspector General
U.S. Department of Housing and Urban Development (HUD)

“The great thing about reading your newsletter Lisa, is that I can 100% trust that the info in it is completely accurate. Thank you for the time that you invest in this newsletter to keep everyone informed on new things going on in the industry.”

Lori Hall, Business Development Manager
Haag

“Lisa is a wealth of knowledge and produces some very useful content. I read her newsletter every week, it has great content, and I learn a lot. Thank you for being such an advocate Lisa and educating all of us.”

Tim O’Keefe, Director
KW Property Management & Consulting
Fort Lauderdale, FL

“Just a quick note to let you know how much I have appreciated your newsletter over the years and the assistance they offer for those in the field of claims. We depend on the information more than you will ever know!”

Laurie Rasberry, Chief Claims Officer
Acorn Claims
Prosper, Texas

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Rivers H. Buford, III, Veteran Florida legislative and regulatory leader, retired

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Cynthia Scott, President
University Insurance Group
Davie, FL

“Another great Newsletter on Florida industry this week.  Your service and advocacy in Florida is very important to keeping me updated and apprised of the Florida insurance laws, trends and overall environment.  Something similar is very much needed in Louisiana, too.”

Jennifer Tedesco, Esq., Claims Director
Pharos Claims Services
Orlando, FL

“You are under-thanked and under-appreciated for all the work you do for our industry but I’m one guy who really appreciates the information you gather and share.  Many times I pass it along to my clients. Many thanks.”

Dan Brown, Sr., President
Brown and Brown Insurance
Orlando, FL

“Thank you, Lisa, for your tireless work on behalf of the industry and the citizens of Florida. This post is incredibly comprehensive and helpful. Stay safe my friend.”

Mel Russell, President & CEO
Russell Insurance Consulting
St. Petersburg, FL

“A high-profile attempt to undo recent litigation reforms that helped stabilize the insurance market was successfully defeated. We’re grateful to trusted experts like Lisa Miller (former Florida Deputy Insurance Commissioner, now one of the state’s top insurance advocates) for providing ongoing updates during every legislative session.”

Whitney Ricci, President & Founder
Ricci Insurance Group
Jacksonville, FL

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George E. Kelly, Jr.
GK Consulting LLC
Hartford, CT

“Congrats on your 17- year anniversary at Lisa Miller & Associates®!  You have created an awesome legacy and helped numerous companies, agents, and clients!  Enjoy listening to your podcasts and reading your newsletter!  Best way to keep up with what is happening in the FL insurance world.”

William McArthur, VP of Claims
Claims Adjustment Group (CAG)

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