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Super Termites Creating Future Hurricane Damage

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Live trees now on the menu

Formosan subterranean termites. Courtesy, UF/IFAS/Thomas Chouvenc

Last week, we reported on a new invasive species of fish in Florida’s waterways.  Now we are sharing about an old threat with a new twist – one that impacts homeowners and insurance interests: the Formosan and Asian subterranean termites.  Dubbed ‘super termites’ by experts, there’s growing evidence that these little guys are taking their well-known appetite for dead wood and timber to live trees, making them vulnerable to toppling during storm-force winds.

The concern is that these super termites have been hollowing out Florida’s decades-old canopies and compromising their usual resistance to hurricane-strength winds.  This means typically durable trees such as oaks are at a greater risk of collapse under high winds.  In South Florida’s Palm Beach County, a big population of Asian subterranean termites has established itself within the last 20 years and has now spread extensively into the beautiful, old canopies of the region.

March, being the start of termite swarming season, sees hundreds of thousands of termites taking flight in search of mates to create new colonies.  Experts are beginning to recommend that certified arborists conduct annual tree inspections so that we may be able to detect these disruptive termites and their risk early.

The situation is not yet dire enough to start cutting down trees, but these termites may very well contribute to our loss of trees during the next big hurricane.  In 2017, about 95% of tree loss in Hurricane Irma was due to improper pruning or root issues, according to the University of Florida’s Institute of Food and Agricultural Sciences.  Scientists there believe the Formosan and Asian subterranean termites will contribute greatly to losses during the next big storm.

With the prices of lumber skyrocketing and super termites gaining a foothold in the state, we will need to adapt our hurricane resiliency strategies to account for these factors.

See you on the road,
Lisa

LMA Newsletter of 3-29-21

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Tags: Disaster Management, Florida Property Insurance, subterranean termites

“Lisa this is another great newsletter, and we appreciate the time and energy you put into these informative updates – you are on top of these topics!”

Mike Graham, CEO
Smart Vent Products, Floodproofing.com, & Risk Reduction Plus
Juno Beach, FL

“Your newsletter is fabulous!  I greatly appreciate the topics you expose, so that insurance professionals like myself can keep up with the latest events that affect the public we serve and ourselves.”

Cynthia Hoehn, Independent Property & Casualty Personal Lines insurance agent
Clermont, FL

“Another great Newsletter on Florida industry this week.  Your service and advocacy in Florida is very important to keeping me updated and apprised of the Florida insurance laws, trends and overall environment.  Something similar is very much needed in Louisiana, too.”

Jennifer Tedesco, Esq., Claims Director
Pharos Claims Services
Orlando, FL

“Just a quick note to let you know how much I have appreciated your newsletter over the years and the assistance they offer for those in the field of claims. We depend on the information more than you will ever know!”

Laurie Rasberry, Chief Claims Officer
Acorn Claims
Prosper, Texas

“Lisa Miller is a true champion for the insurance industry, with her regular updates! We appreciate all you do and keeping us up to date on priority issues!”

Gillian Lloyd, Account Executive
Zywave
Milwaukee, WI

“Great article on Risk Rating 2.0!”

Austin Perez, Senior Policy Representative for Federal Housing, Valuation, Insurance and Commercial Issues
National Association of Realtors
Washington, D.C.

“Just wanted to say that I thoroughly love your newsletter. It’s is always informative and insightful to the ins and outs of our industry.  You are an inspiration and an important asset in the insurance world.  Keep up the great work!” 

Cynthia Scott, President
University Insurance Group
Davie, FL

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Jeffrey Karam, CPCU
Bradenton, FL

“Thank you Lisa for staying on top of, as well as advocating, for Florida residents and legislative reform. Your newsletters are very informative and enjoy reading the points of view.”  

Shawna Miller, Sr. Claims Quality Assurance & Compliance Manager
Florida Peninsula Insurance Company
Jacksonville, FL

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