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The Bee Sting

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Here’s hoping you had a fabulous spring weekend and are ready to jump in this week.  The trending bill among our readers is the tort reform bill, House Bill 837 (see details in Bill Watch) that was signed by the Governor this past Friday morning.  Several defense firms were notified by plaintiff firms that there would be thousands of demand letters for total policy limits, and the underlying case would be served shortly thereafter.  In the span of 5 days, the Sun Sentinel reported that there were 90,593 civil cases filed from March 17 to March 22 – that’s 77% of the more than 118,000 cases filed in the first three months of this year.  I asked several of my insurance colleagues if they received any of these cases.  Here is one example:

The bee sting – Our policyholder’s lawn care company contacted them a couple of weeks after the incident – a bee stung one of their employees while he was mowing their lawn and he is allergic to bees. He went to the hospital and is fine; he was covered by his insurance.  She received a letter of representation dated 8/11/2022 from a prominent “billboard lawyer,” a phrase coined by the Governor. Also, this claim was denied because the employee of the law care company received workers’ compensation.  Policy limits have been demanded at $300,000.

I have several more examples.  Enough said.  This newsletter’s Bill Watch has been rearranged for you so you will now know which bills are moving and which ones are not.  If there is a bill you are following in the Florida legislature and you don’t see it in our status report below, let us know and we will get you the update.  Have a great week and keep up your incredible work!

Lisa   

LMA Newsletter of 3-27-23

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Tags: Bee Sting, Claims Management, Florida Property Insurance, Insurance Litigation, Ron DeSantis, Tort Reform

“Thank you Lisa for staying on top of, as well as advocating, for Florida residents and legislative reform. Your newsletters are very informative and enjoy reading the points of view.”  

Shawna Miller, Sr. Claims Quality Assurance & Compliance Manager
Florida Peninsula Insurance Company
Jacksonville, FL

“Lisa Miller is a true champion for the insurance industry, with her regular updates! We appreciate all you do and keeping us up to date on priority issues!”

Gillian Lloyd, Account Executive
Zywave
Milwaukee, WI

“Just wanted to say that I thoroughly love your newsletter. It’s is always informative and insightful to the ins and outs of our industry.  You are an inspiration and an important asset in the insurance world.  Keep up the great work!” 

Cynthia Scott, President
University Insurance Group
Davie, FL

“Great article on Risk Rating 2.0!”

Austin Perez, Senior Policy Representative for Federal Housing, Valuation, Insurance and Commercial Issues
National Association of Realtors
Washington, D.C.

“Just a quick note to let you know how much I have appreciated your newsletter over the years and the assistance they offer for those in the field of claims. We depend on the information more than you will ever know!”

Laurie Rasberry, Chief Claims Officer
Acorn Claims
Prosper, Texas

“Lisa this is another great newsletter, and we appreciate the time and energy you put into these informative updates – you are on top of these topics!”

Mike Graham, CEO
Smart Vent Products, Floodproofing.com, & Risk Reduction Plus
Juno Beach, FL

“Your newsletter is fabulous!  I greatly appreciate the topics you expose, so that insurance professionals like myself can keep up with the latest events that affect the public we serve and ourselves.”

Cynthia Hoehn, Independent Property & Casualty Personal Lines insurance agent
Clermont, FL

“I have followed your weekly newsletter and podcasts and now have a full appreciation for what you bring to this industry.  You are an inspiring force, plain and simple.  I wanted you to know that you make a difference.  Thank you for all you do!”

Jeffrey Karam, CPCU
Bradenton, FL

“Another great Newsletter on Florida industry this week.  Your service and advocacy in Florida is very important to keeping me updated and apprised of the Florida insurance laws, trends and overall environment.  Something similar is very much needed in Louisiana, too.”

Jennifer Tedesco, Esq., Claims Director
Pharos Claims Services
Orlando, FL

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