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Florida Building Code Update

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Wind speed line maps changing

As we reported in last summer’s LMA Newsletter article Pitfalls in Mitigating Hurricane Risk, the Florida Building Code has not been fully effective in protecting homes in the Panhandle clobbered by 2018’s Hurricane Michael, nor have mitigation efforts designed to fortify our homes and businesses against such storms.

After a series of meetings this past winter and spring, the Florida Building Commission (FBC) has taken notice and is now taking action.  We listened to a recent joint meeting of the FBC’s Structural Technical Advisory Committee and the Hurricane Research Advisory Committee.  Here’s some of the key takeaways:

  • We have a problem with public officials and consumers believing hurricane rated windows and door should be 100% waterproof and the fenestration industry (windows and doors and how they are arranged on buildings) saying a certain amount of leakage and thus water intrusion into a structure should be expected. For more, read Wind-Driven Rain Tests of Building Envelope Systems up to Hurricane-Strength Wind-Driven Rain Intensity.
  • There will be new wind speed maps this year as part of this year’s 2020 Florida Building Code update as a result of Hurricane Michael experience. For more, read Draft Final Status Report:  Update and Development of Wind Speed Line Maps for the Florida Building Code, 7th Edition (2020).
  • Some final results showing that there’s not a considerable difference in resiliency of modular vs. site built homes in either Irma or Michael. For more, read Hurricane Michael Data Enhancement (Phase II), Performance of Modular Houses and FEMA Recovery Advisory Reviews.
  • There’s an ongoing mystery of why damage was similar in Irma and Michael, despite Irma’s area having had higher wind standards and lower storm winds than Michael’s area standards & winds. For more, read the above report.
  • There’s an FBC proposed research project that would create a list of enhanced building techniques actionable by builders and others that would technically fall outside of being formal “code changes”. For more, read FDEM_Proposal_Enhanced_FBC_Techniques_Appendix_6-9-20

Please rely on us to help you follow what the FBC is doing and feel free to contact us for more details. Hats off to Dr. David Prevatt of the University of Florida’s Engineering School of Sustainable Infrastructure and Environment who has been a principal part of much of this research and analysis.  He has been a steadfast resiliency soldier and we follow his work closely.

LMA Newsletter of 7-6-20

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Tags: David Prevatt, Disaster Resilience, FEMA MAT Report, Florida Building code, Florida Building Commission, Hurricane Michael, hurricane mitigation

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Gulf Breeze, FL

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American Insurance Point
Orlando, FL

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Lori Hall, Business Development Manager
Haag

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DePaul University Kellstadt Graduate School of Business & Past President, Association for Business Communication

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U.S. Department of Housing and Urban Development (HUD)

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Clermont, FL

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Verisk Claims

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Zywave
Milwaukee, WI

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George E. Kelly, Jr.
GK Consulting LLC
Hartford, CT

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Zinober Diana & Monteverde P.A.
Tampa, FL

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Jeffrey Karam, CPCU
Bradenton, FL

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Whitney Ricci, President & Founder
Ricci Insurance Group
Jacksonville, FL

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Paula, lifelong hometown of Plant City pal

“Lisa this is another great newsletter, and we appreciate the time and energy you put into these informative updates – you are on top of these topics!”

Mike Graham, CEO
Smart Vent Products, Floodproofing.com, & Risk Reduction Plus
Juno Beach, FL

“Thank you, Lisa, for your tireless work on behalf of the industry and the citizens of Florida. This post is incredibly comprehensive and helpful. Stay safe my friend.”

Mel Russell, President & CEO
Russell Insurance Consulting
St. Petersburg, FL

“Lisa, you will always be a public servant and your newsletters have shared valuable information to many. These newsletters are not five minute follow up reports. You’ve been to these disasters first hand and understand people lose everything and the elderly are the most vulnerable. It’s truly sad. Thank You for being sincere, when most are looking for ratings.”

John Greer, retired from construction, Plant City

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John Askins, Former Director
Florida Department of Financial Services, Division of Insurance Fraud

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Tim O’Keefe, Director
KW Property Management & Consulting
Fort Lauderdale, FL

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Charles Taylor
Lake Mary, FL

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Bill Wilson, former PURE SAC Chair
PURE Insurance Company

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Claims Adjustment Group (CAG)

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John Burkholder, Principal
Municipal Partners, LLC
2016 Public Risk Manager of the Year

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Cynthia Scott, President
University Insurance Group
Davie, FL

“Great article on Risk Rating 2.0!”

Austin Perez, Senior Policy Representative for Federal Housing, Valuation, Insurance and Commercial Issues
National Association of Realtors
Washington, D.C.

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Dan Brown, Sr., President
Brown and Brown Insurance
Orlando, FL

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Jennifer Tedesco, Esq., Claims Director
Pharos Claims Services
Orlando, FL

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Laurie Rasberry, Chief Claims Officer
Acorn Claims
Prosper, Texas

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Rebecca Leadbeater, Regulatory Compliance Analyst
Frank Winston Crum Insurance
Clearwater, FL

“Thank you Lisa for staying on top of, as well as advocating, for Florida residents and legislative reform. Your newsletters are very informative and enjoy reading the points of view.”  

Shawna Miller, Sr. Claims Quality Assurance & Compliance Manager
Florida Peninsula Insurance Company
Jacksonville, FL

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