LMA NEWSLETTER February 17, 2026

New Wind Mitigation Form Prompting Concern

Plus, a new report on Florida’s post-reform insurance saving

Fresh concerns about Florida insurance regulators’ revamped wind mitigation inspection form, new research on the cost savings from the property insurance market reforms plus a prediction on future savings this year, reduced catastrophe losses are driving continued industry improvements, plus the Florida Legislature considers a bill …

Bill Watch

Recap of Week 5 & Preview of Week 6 of Session

The Florida House of Representatives worked through yesterday’s President’s Day holiday and the Senate will join them this morning to begin ironing-out differences in the two chambers’ state budget proposals for the next fiscal year that begins July 1.  The House last Thursday released …

Water-Shortage Warnings Issued for South Florida

Plus, invasive termites are spreading beyond predictions

South Florida is having its worst drought in years, invasive termites are spreading and threatening homes across Florida, and a bill is moving through the Florida Legislature that would restrict local governments from enacting climate change policies.  It’s all in this week’s Environmental and Engineering Digest.

South

Florida’s Emergency Fund, With New Conditions

Plus, another attempt to eliminate Risk Rating 2.0

Florida’s emergency fund is checked by the House, FEMA puts up money for Hurricane Milton repairs to Tropicana Field, and eight GOP senators lead another charge to scrap FEMA’s Risk Rating 2.0 flood insurance pricing program.  It’s all in this week’s Disaster Management Digest.

Emergency Funding:

Florida Home Values Dropped in 2025

2026 forecast: better

Florida homes have lost value over the past year, but a cooling state housing market has a rebound on the horizon say Realtors, plus three of the cities in Florida where retail is thriving downtown.  It’s all in this week’s Florida Economy News.

Home Values Drop: According to Realtor.com data, …