Lisa’s Blog

Florida’s Floody Mess: Who pays?

The big issue we can argue is what we don’t know about Hurricanes Ian and Nicole.  How many residents and businesses had flood damage (which is not covered by most homeowners policies) and didn’t have flood insurance?  And how many …

Risk Rating 2.0 begins

As it has numerous times in recent years, Congress has extended authorization for the National Flood Insurance Program (NFIP) until early December, as part of a continuing resolution to keep the U.S. government operating while budget talks continue. Unaffected is …

Blue-Green Algae Turning Deadly

With the rising summer temperatures come rising blue-green algae levels in some prominent Florida lakes and waterways.  There are now reports of people getting sick from the cyanobacteria that can be present in the algae and a dog dying from …

Coronavirus & the Florida Market

As we enter the second week of the partial business re-opening of Florida, virus-related insurance claims are being filed, insurance companies are fighting back in court, and the industry is making dire predictions on its future.  A national data call …