In the three weeks since a Florida appellate court ruled that an insurance company is within its right to require an Assignment of Benefits (AOB) contract be approved by a mortgage company or anyone else with an insurable interest in …
Lisa’s Blog
Exporting Florida’s Model Flood Laws
While Congress works on various reforms to the National Flood Insurance Program (NFIP) prior to its current expiration on July 31, the time is ripe for the private insurance market to step up and play a greater role in providing …
The Flood Coverage Gap & FEMA’s Aspirations: Bringing resiliency to the forefront
FEMA Director Brock Long kicked-off last week’s three-day National Flood Conference in Washington D.C. It was a remarkable gathering of people coming together to address the problem of the protection gap, as well as an opportunity to work with our …
Changes Coming to the Flood Insurance Marketplace
Over the past couple of weeks, we have seen numerous media reports about flood insurance, including last week’s four-month reauthorization of the National Flood Insurance Program (NFIP) and new trends showing that Americans are moving in the right direction by …
Florida’s Insurance Villages Post-Hurricane Irma
Last week I traveled to Jacksonville, Naples, and Ft. Myers – those areas among the hardest hit by Hurricane Irma – to see firsthand how Florida’s Insurance Villages operate. While I learned it doesn’t take a village to handle a …
Rising Sea Levels a Fact in Florida for Now: Legislative Action Underway
Whether you’re a homeowner or work in construction or insurance, you likely know the damage water can do to a structure. And whether you believe in global warming or not, scientists have confirmed by direct device measurement that sea levels …
Florida’s Private Flood Market Nearly Doubles While National Flood Insurance Reform Makes Bipartisan Headway in Washington
Governor Rick Scott recently signed into law HB 813 to further encourage private flood insurance alternatives for Florida homeowners and businesses. Thanks to the leadership of state Senator Jeff Brandes (R-Pinellas County) and his championing alternatives to the National Flood …
The Death of AOB Reform
Many of you have watched the Florida Legislature for years. I don’t want you to walk away from this blog thinking that all is lost. We live in a democratic republic and it’s the best one in the world, like …
The Abusive Roofer: A Personal Story
So imagine this: It’s Saturday afternoon and you’re hanging out with your kids in the garage having some quality time, when out of nowhere, a man with a ladder on a truck appears.
He says he’s with the disaster recovery …
AOB Reform Needed Now in Florida
There are now four bills before the Florida Legislature this session targeting to various degrees the abusive practices of third-party contractors and lawyers using Assignment of Benefits (AOB) to force insurance companies to pay greater claims than often justified, which …
