LMA NEWSLETTERS
Since 2012, readers of the LMA Newsletter have received timely information and insights about Florida’s insurance marketplace. Published weekly during legislative sessions and bi-weekly the rest of the year, the newsletter focuses on current insurance and related issues impacting disaster management, environment, engineering, construction, and real estate interests. There are also stories of encouragement for those who work in this industry notwithstanding its challenges and “pearls” of information that will help readers raise the bar. During the Florida legislative session, the newsletter provides tracking, analysis and insight on bills and broader issues being considered by the legislature of impact to insurance and related interests. The stories are searchable using the search window at the top of the right column. SUBSCRIBE NOW
The opinions expressed in the LMA Newsletter are those of Lisa Miller and her guest authors and do not necessarily reflect the opinions of Lisa Miller & Associates, LLC.
LMA NEWSLETTER November 12, 2024
What’s Next | Newly-Elected Florida Legislature to Return to the Capitol | Report: Milton Flooded More Structures than Helene | Helene & Milton Florida Claims Approaching $5 Billion | Nearly 100 Arrested for Post-Hurricane Fraud | Rebuild or Leave? | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER October 28, 2024
An Investment in Saving Lives, Property, and Money | Hurricanes Spotlight Need for Resilient Construction | Building Resilient Homes: Insights from Industry Experts | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER October 14, 2024
Florida Regulators Continuing to Serve Policyholders Through Multiple Hurricanes | Hurricane Milton’s Death Toll Reaches 23 as Recovery Continues | Helene Insured Losses in Florida Top $1 Billion | Florida Insurance Market Growing Healthier | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER September 30, 2024
Hurricane Helene Enters Recovery Stage in Florida | New Flood Disclosure Laws | Citizens Looking to Help with Helene Flood Claims | Rebuilding Continues Two Years After Hurricane Ian | Working Together – In One Place | Unsung Heroes of Risk: How Invisible Success Drives Stability in Insurance | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER September 16, 2024
Proofreading Power | Florida Condo Living Coming at a Higher Price | Lack of Flood Insurance Evident in Low Debby Payouts | National Disaster Insurance? | A New Heads-Up on Inland Flooding | Florida’s State Constitution: Amendments 5 & 6 | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER September 3, 2024
Saluting Labor Day | The Worst is Yet to Come | Secretive Dam Rules Leaving Some Residents Flood Vulnerable | Half of Hurricane Debby Claims Closed | Insurance Adjuster & Agent Arrested | Florida’s State Constitution: Amendments 3 & 4 | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER August 19, 2024
A Privilege to Vote | Hurricane Debby’s Losses May Reach $2 Billion | Number of Carriers Grow as Rate Hikes Shrink | The Reality of Social Inflation | Opposing Insurance Appraisers & Appraisals | Florida’s State Constitution: Amendments 1 & 2 | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER August 5, 2024
Hurricane Debby | Big Hurricanes Drive Cat Fund Debt | Florida’s Expanding Flood Zones | St. Pete Investing $1 Billion in Flood Prevention | A Condo Crisis? | Leaf Blower Bans Remain Under Local Control | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER July 22, 2024
A Message in Times of Disruption | Federal Flood Insurance Discounts Saved | Hurricane Season Prediction Worsening | FEMA Adopting New Flood Risk Management Standard | Citizens Pressured to Write Condo Buildings | The Cost-Drivers in Homeowners Insurance | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER July 8, 2024
Old World Values in Today’s Youth | Florida Property Insurance Market Recovery Continues | Easing Rates a Welcome Explanation | Hotter Water for McClenny Mosely | Proposed Rules to Protect Workers from Heat | Immortalizing Jimmy Buffett | Disaster and Insurance Recovery News from Lisa Miller & Associates
LMA NEWSLETTER June 24, 2024
LMA Congratulates Floodproofing.com | Citizens Insurance Pursuing Maximum Rate Hike | Several Hundred Million$ in South Florida Flood Damage | A Dollar Spent Now Saves $2.69 in Future Flood Costs | Angst in Florida’s Condominium Community | Florida’s Investment in the Fatherhood Crisis | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER June 10, 2024
Making the Right Argument for Florida’s Property Insurance Market | U.S. Senate Committee Differs on Cause of Rising Homeowners Insurance Prices | OIR Rate Hearings No Longer Limited to 15%+ Increases | Southwest Florida Resubmits Flood Rebuilding Data | Blue-Green Algae Task Force Ponders its Progress | Tallahassee Twisters’ Cost Tops $50 Million & Another Life | A New Mode of Crisis Response | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER May 28, 2024
Let's Be Good Pals This Summer | Highest-Ever Number of Storms Predicted this Hurricane Season | Market Impacts of a Busy Hurricane Season | Property Insurance Rates Trending Downward | Tallahassee Tornados Cleanup Continues | ‘Data Gaps’ Noted on Flood Insurance Coverage | New Clues in Spinning Fish Deaths | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER May 13, 2024
All Hurricanes Are Local | FEMA Reevaluation Going Well | Proposed Tax Deduction for Flood Policies | Florida PIP Cases Need Not Be Paid in Full | Healthcare Fraud Complaints Explode | Workers’ Comp Costs Jump 15% | Sounding the Alarm
LMA NEWSLETTER April 29, 2024
A Roof Over Our Heads | Florida Regulators Talk to Policyholders | Yaworsky Defends Florida Insurance Market from Academics | Nation’s First Climate Resilience Strategy for Insurance | A Cat-5 Resistant Home in 30 Days | Florida Inflation Rate Tops in U.S. | Coral Music | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER April 8, 2024
Honoring My Pal…Happy Birthday John Auer | ’Extremely Active’ ‘Explosive’ Hurricane Season Coming | Ian Repair vs. Rebuild Reaches Crisis Point | More Hurricane Ian Money Released | Positive Signs in Fla’s Property Insurance Market | Termites Combining Forces in Florida | Obamacare Still Popular in Florida | They Work at Night | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER March 25, 2024
Giving | Florida Property Insurance Market Profitable-Barely | 2024 Legislative Wrap-Up | Six Months After Hurricane Idalia | Surfside Support Columns Not What They Should Have Been | Raising the Roadways to Solve Flooding | Florida Economy Off to a Strong Start in 2024 | Our Love for Remote Work | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER March 11, 2024
Florida Legislature Bill Watch | A Property Insurance Rate Drop Amidst Hikes | Demolishing Flood Risky Florida Property | Time-Out on Leaf Blower Bans | New Florida Focus on Healthcare | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER March 4, 2024
Florida Legislature Bill Watch | Condo Governance Bill Shaping Up | The Truth Behind the Citizens Warning | Conflicting Presuit Notification Decisions | What’s Killing the Keys’ Fish? | The Stress & Strain of Adjusting | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER February 26, 2024
LMA Teaches and Coaches Audiences on Insurance | Florida Legislature Bill Watch | Rising Reinsurance a Factor in Rate Hikes | La Niña’s Likely Return this Hurricane Season | Improving Our Flood Prevention Infrastructure | Healthcare Innovation Nears the Finish Line | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER February 19, 2024
Florida Part of the Rising Rate Crowd | Florida Legislature Bill Watch | FEMA’s New Push for Flood Insurance | New Findings & Tools in Algae Bloom Detection | Reducing Liability in Cybersecurity Attacks | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER February 12, 2024
Insurance Companies File More Rate Hikes | Florida Legislature Bill Watch | Grand Jury: COVID Measures Ineffective | Yellen on Climate Change | Insurance Agent Prison-Bound | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER February 5, 2024
Florida Legislature Bill Watch | Appraisal First, Coverage Questions Later | FEMA Releases Hurricane Ian Flooding Report | Progress on Florida’s Blue-Green Algae Problem | Florida Home Sales Drop in 2023 | Disaster Recovery and Insurance News from Lisa Miller & Associates
LMA NEWSLETTER January 29, 2024
Florida Legislature Bill Watch | Borrowing for the Next Hurricane | Hurricane Lessons Reflected in Updated Building Code | Speedier Disaster Relief from FEMA | Congress Talking NFIP − Again | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER January 22, 2024
Florida Legislature Bill Watch | More Storms = More Severely Flooded Properties | Insurance Prices on Voters’ Minds | Florida’s Algae Blooms Bad for Business | Tax Break Coming Early for Florida Businesses | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER January 15, 2024
Florida Legislature Bill Watch | The Strongest January Tornado in Florida History | Another Insurance Company Begins Policy Nonrenewals | Federal Reinsurance Fund Proposed | A New Healthcare Focus for Florida | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER January 8, 2024
Bill Watch: Start of Florida’s 2024 Regular Legislative Session | Property Insurance Reforms 'Having Positive Impact' | Citizens Comes In Under the Count | New Roofs Make Houses Safer | NOAA Pushed for Better Disaster Response | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER December 4, 2023
Why Teaching Compassionate Claims Adjusting Matters | Bill Watch | Citizens Scores Another Successful Takeout | Reinsurance Rate Hikes of up to 30% Coming | Florida Supreme Court Asked to Review Lawsuit Notice | Scott Floats Monthly NFIP Premium Payments | Florida Insurance Fraudsters Heading to Federal Prison | Heading South For…ever? | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER November 20, 2023
Farmers, Friends and Funding | More Home-Hardening Dollars Approved | Lawmakers Probe Condo and Homeowners Associations | Are Changes Afoot in Florida’s Offers of Judgment? | More Calls for Property Insurance Reform | Last Week’s Rains and New Flood Prevention Measures | Banning Leaf Blowers | A Thanksgiving Wish | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER November 6, 2023
Insurance Agents Drive the Conversation | Special Session Begins Today | Fixing Florida’s Property Insurance Market | Feds’ Nationwide Property Insurance Data Call Progressing | Hurricane Prediction Questioned as Season Winds Down | Cancer Rates Rising in Young Adult Floridians | Florida Passes on Federal Solar Panel Funding | Tampa Electric Craft Take to the Air | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER October 23, 2023
When Did an Employee Benefit Become an Entitlement? | Further Insurance Reforms in Doubt | Lawmakers Tackle Ongoing Hurricane Recovery | 90% of Hurricane Ian Claims Now Closed | Private Flood Insurance Rising as Federal Ebbs | Florida’s Long-Term Care Challenge | Florida’s Explosive Homeowner Growth | Future of Remote Work Questionable | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER October 9, 2023
The 2024 Legislative Session…On its Way | Florida Market Retrenchment Continues | Another Big Citizens Takeout Approved | More Public Adjusters Arrested for Fraud | Florida Building a New State Emergency Ops Center | Investing in Resilience | Brevard Beach Renourishment Begins | Rebuilding Together | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER September 25, 2023
It’s Not Your Grandma’s Way to Travel! | Hurricane Ian One Year Later | Broke FEMA Asking for More Money | Idalia’s Ag Losses May Eclipse Others | The Citizens Rate Hike/Takeout Imbalance | Paid Family Leave Insurance Comes to Florida | Florida Tops in Litigation Nationwide | Insurance Reimagined: How AI is Revolutionizing an Industry | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER September 11, 2023
A Day of Remembrance | Another Death as Idalia Cleanup Continues | Citizens Rate Hike Tied to Takeout Success | Rising Property Insurance Costs Still the Hot Topic | State Keeping Watchful Eye on Hurricane Scammers | “Don’t Build the Wall” | “Carpetbagger” Public Adjuster Loses in Court | A Warm Welcome to Fall and a Warm Thanks to Our Readers | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER August 21, 2023
Hawaiian Heartbreak | Fasten Your Seatbelts, It’s Looking Like a Bumpy Summer | Many “A” Grades as More Insurance Carriers Enter the Florida Market | ‘Urgency and flexibility’ Lacking in Federal Response to Ian | FEMA Issues Two More Ian Reports | Feds: Risk Rating 2.0 is Working | Summer Heat Causing Coral Death | Cars & Pets Don’t Mix in the Summer Heat | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER August 7, 2023
The Next Generation of Emergency Managers | New Rules, New Citizens Depopulation Push | Is the P&C Industry Reactive? Why? | Hurricane Michael Public Adjuster, Contractor Busted | Ian Flooding Often Exceeded Expected Flood Levels | More Storms Forecast this Hurricane Season | Oyster Reefs: A Natural Insurance for Coastal Resilience and Profitable Partnerships | Learning | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER July 24 2023
Summer Reading | As Some Carriers Pull-Back, Others Growing Policies | The New, Better Hurricane Model | Appealing Expert Witnesses Made Easier | Florida's Economy Tops in the Nation | How Dust May Help This Hurricane Season | Prenatal Care Lagging on Florida Health Grades | The Power of Resilience | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER July 10, 2023
Lessons from the Insurance Village | Some Encouraging Signs for Florida Property Insurance Market | The Next Big Litigation Threat | The “Real Cottage Industry” AOB Lawsuit | Feds Focusing on Climate Insurance Costs | New Warning on Sea Level Rise | The Top Risks for Construction & Engineering | Summertime and the Living is Lazy | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER June 26, 2023
Remembering | Newer Code Homes Better Survived Hurricane Ian | Ian Claims & Losses Rise, Nicole’s Sink | Fortifying Florida’s Homeowners Insurance Market | Public Adjuster Heading to Prison | Plaintiff Firm Must Pay for Hiding Evidence | Only a Cat 3 Storm Will Move Most Floridians | Inspiring the Next Generation of STEM Innovators | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER June 12, 2023
National Flood Conference– All About Rising Water | OIR Welcomes Two New Deputy Commissioners | Another Expensive Reinsurance Season Ends | Citizens Warns of Potential Hurricane Assessment | Florida’s Dubious Distinction in Homeowners Rates | Reporters: Please Do Your Homework | Florida v. Risk Rating 2.0 | Record-Breaking Florida Scientist Yields New Discoveries | Disaster Insurance & Recovery News from Lisa Miller & Associates
LMA NEWSLETTER May 22, 2023
Sandra Starnes: A Bright Light | Citizens CFO Jennifer Montero: Great Leader in a Tough Market | Hurricane Ian Victims “Ill-Prepared” | Public Adjuster, Contractor Busted | The Risk Rating 2.0 Flood Insurance Reality | Presuit Notices Ruled Retroactive | Medicaid Coverage Ending for Thousands | Enjoy the Journey: Travel Nova Scotia | News from Lisa Miller & Associates
LMA NEWSLETTER May 8, 2023
End of a Tough Session | Florida Legislature Bill Watch | The Reinsurance End of the Road | Ft. Lauderdale Says No to Extra Flood Payments | Florida Climate Tops for Retirees, #2 for Business | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER May 1, 2023
Legislative Session Coming in for a Landing | Bill Watch | Reinsurance Uncertainty Taking a Toll | Lawsuit Glut Adding to Market Instability | Federal Disaster Aid Approved for Broward Flooding | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER April 24, 2023
Insurance Agent Leader Leading | Another Billion-Dollar Florida Market Loss | Federal Disaster Aid Possible for Broward Flooding | Florida Legislature Bill Watch | Insurance Agent Sentenced to Federal Prison | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER April 17, 2023
High Reinsurance Rates Impacting Real Estate | 76% Homeowners Insurance Hike Projected | Flooding Remains in Ft. Lauderdale | Florida Legislature Bill Watch | Roofers Evaded Taxes | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER April 10, 2023
Facilitative or Dictatorial? | Florida Legislature Bill Watch | Judge Considers Staying Thousands of Lawsuits | Ian Was Costliest Florida Hurricane | Extended Hurricane Probabilities in the Forecast | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER April 3, 2023
Persistence Beats Resistance | Florida Legislature Bill Watch | Morgan & Morgan Temper Tantrum | New Double-Digit Rate Hikes, Emergency Assessment | Streamlining Hurricane Claims | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER March 27, 2023
The Bee Sting | Florida Legislature Bill Watch | More Policy Cancellations, Rate Increases Ahead | Another Mismanaged HOA | Affordable Housing Plan Heads to the Governor | Disaster Insurance & Recovery News from Lisa Miller & Associates
LMA NEWSLETTER March 20, 2023
Chairman Tommy Gregory and Representative Tom Fabricio lead the House in Tort Reform Bill Passage | Florida Legislature Bill Watch | Pick-up in Lawsuits Ahead of Tort Reform | Hurricane Ian Recovery | Disaster Insurance & Recovery News from Lisa Miller & Associates
LMA NEWSLETTER March 13, 2023
Transforming Structures Into Affordable Housing | Florida Legislature Bill Watch | Reinsurance Rates Stuck on High | House in Homestretch on Hurricane Study | Florida Still Attractive, Despite Growing Home Prices | Disaster Insurance & Recovery News from Lisa Miller & Associates
LMA NEWSLETTER March 6, 2023
Bedside Manner | Emergency Assessment Pending | Florida Legislature Bill Watch | Hurricane Response & Preparedness | Affordable Housing Measure Ready for a Vote | Lawyer Took the Money and Ran | Red Tide Worsening | Remote Work …or Not? | Disaster Insurance & Recovery News from Lisa Miller & Associates
LMA NEWSLETTER February 20, 2023
Valentine’s Day: Reflection | UPC Insolvent | Bill Watch | Future of Florida Insurance Litigation | New Florida Insurance Commissioner Forthcoming | Legislature Boosts Hurricane Aid | New Questions on High-Rise Re-Inspections | Strawberries R Us! | News from Lisa Miller & Associates
LMA NEWSLETTER February 6, 2023
If your driver’s license says Florida, you need flood insurance | Florida’s Affordable Housing Challenge | Citizens Takeouts Resume | More Disaster Relief on the Way | Bill Watch | New Highway Projects, Sooner? | More Medical Marijuana Operators Coming | The old days… A Trip to Stuckey's
LMA NEWSLETTER January 23, 2023
Guardian Angel | Lawmakers Dig Into Hurricane Recovery Issues | Disaster Management Digest | Bill Watch | More Policy Nonrenewals | Healthcare Digest | Environment & Engineering Digest | Florida’s Doomed Dome House | Disaster Insurance & Recovery News from Lisa Miller Associates
LMA NEWSLETTER January 9, 2023
Tribute to Barry Gilway | Post-Reform: Where Do We Go from Here? | Hopeful Expectations in Florida’s New Reform Law | Lawmakers Back in Tallahassee | Serial Litigator Strems Disbarred | Hurricanes Ian & Nicole Latest | Wanted: Florida Insurance Commissioner | Doggone Holiday Spirit!
LMA NEWSLETTER EXTRA: Special Session Wrap-Up - December 14, 2022
The Florida Legislature ended its special session on December 14, 2022, passing a package of reforms addressing the dire escalating issues in our property insurance market and providing economic relief for Hurricane Ian victims, as well as toll-road discounts.
LMA NEWSLETTER EXTRA: Special Session Preview - December 12, 2022
The Florida Legislature begins its scheduled week-long special session focused on addressing the dire escalating issues in our property insurance market and providing economic relief for Hurricane Ian victims.
LMA NEWSLETTER December 5, 2022
Don't open the door! | Is the Legislature Poised for Meaningful Reform? | Florida Market ‘Plagued’ by Attorney Fee-Shifting | Hurricanes Ian & Nicole Latest | Early Lessons from Ian’s Damage | Florida’s Floody Mess | Florida Tops U.S. in Auto Insurance Costs | Of the Furry and Friendly
LMA NEWSLETTER November 21, 2022
Siding With Consumers | Florida Legislature Returns | Hurricane Nicole Latest | Hurricane Ian Update | Restoration Association Loses Court Challenge | Evacuated Condo Residents Return | Ian Prompting Stormwater Review | A Thanksgiving Reminder | News from Lisa Miller & Assoc.
LMA NEWSLETTER November 7, 2022
Resiliency: It’s not just about sticks and bricks | Hurricane Ian Latest | What Can the Legislature Do? | Judge Criticizes Bulk Filing of Property Lawsuits | AOB Ruling Favors Contractor – For Now | Adjusting the Ian Claim | Maps Misleading Homeowners | The Human Detector | Disaster Insurance & Recovery News from Lisa Miller & Associates
LMA NEWSLETTER October 24, 2022
Policing Your Own | Special Session Ahead | Hurricane Ian Fraud | Hurricane Ian Latest | Strengthening the Grid | Fines Up Against State Medicaid Managed Care Plans | Revising Florida's State Constitution | Vintage Chic | Disaster Insurance & Recovery News from Lisa Miller
LMA NEWSLETTER October 10, 2022
Consumers Tell the Story | Hurricane Ian Latest | Ian More a Flood Event | Ian’s Impact on the Florida Insurance Market | Another Insolvency, More Lawsuits | NFIP Reauthorized - Again | Florida Economic News | Neighbors Helping Neighbors | Disaster Insurance & Recovery News from Lisa Miller & Associates
LMA NEWSLETTER September 19, 2022
Celebration & Reflection | New Questions on Citizens’ Proper Role | Roofers Pursuing Appeal | Sea Level Rise Will Take Most Property from Floridians | Florida Getting More Electric Vehicle Stations | Florida Tops in Retirement, New Business | The Ongoing Insurance Industry Worker Shortage | Sharing, Collaboration & Getting to Yes – With a Supercomputer
LMA NEWSLETTER September 6, 2022
Falling Into Fall | Hurricane Season Finally Heating-up | OIR: Florida Insurance Litigation Declining | Ideas on Reducing Insurance Lawsuits | Workers’ Comp Rates Heading Lower | Pollution’s Impact on Red Tide | Peak of the Housing Market? | Keep It Moving Folks!
LMA NEWSLETTER August 22, 2022
The New Norm | Relative Calm Returns to the Florida Market | Litigation Reporting Conundrum | Legal Fight Heating Up on Insurance Reforms | Unlicensed Contractor Crackdown Continues | A Break from High-Tide Flooding | Florida Attracting More of the Wealthy | Lucky to be Alive
LMA NEWSLETTER August 8, 2022
There’s No Place Like Home | Another Florida Insurance Company Insolvent | Regulators’ Reaction | Enhanced Fraud Squads Making a Difference | Court Affirms Carrier’s Prejudice & Late-Notice Defense | Premature Appraisal | Florida Rescuers in Kentucky | Veteran of the Year |
LMA NEWSLETTER July 25, 2022
Can Cooler Heads Prevail? | Demotech Rating Downgrades | 27 Companies on OIR’s List | Florida Market “75% Shut Down” | Large Insurance Company Considers “Moves” | Gang Members Busted in Mitigation Fraud Scheme | Housing Sales Starting to Decline | The Surfing Manatee | Disaster Insurance & Recovery News from Lisa Miller & Associates
LMA NEWSLETTER July 11, 2022
Cleaning Out File Drawers…Remembering the Good Times | Property Insurance Market Contraction Continues | AOB Ruling a Win for Consumers | Tampa Staged Accidents Worth a Cool Million | Majority of Gulf Coast Roofs Hurricane Vulnerable | Contaminants Found in Florida Oysters | Florida the Most Desired Moving Destination | Giant Snails!
LMA NEWSLETTER June 27, 2022
The Grill and the Fireplace | Insurance Insolvencies, Rates Growing | Further Reform Needed | Cast Iron Drainpipes | “Loop Current” Cause for Concern | Refusing Federal Flood Insurance | Florida’s Housing Market Contributing to Inflation | Hero Back on the Job | News from Lisa Miller & Associates
LMA NEWSLETTER June 13, 2022
Remembering Our Fathers | Another Property Insurance Company Fails | Special Session Follow-up | Roofers Sue Over New Reforms | Settlement Agreements Now a Basis for a Bad Faith Claim | Florida Supreme Court Changes Rule on Proposals for Settlement | The Knucklehead Defense is Born! | Rats to the Rescue!
LMA NEWSLETTER EXTRA: End of Special Session on Property Insurance - May 25, 2022
The Florida Legislature ended its special session on property insurance Wednesday afternoon (May 25, 2022) passing a series of reforms addressing the dire escalating issues in the Florida’s homeowners insurance marketplace.
LMA NEWSLETTER May 23, 2022
Gaylord, Michigan: Anywhere USA | Florida Legislature Special Session Bill Watch | Messages to the Legislature | More Rate Hikes & Market Retrenchment | Contractors Sue Insurance Commissioner & Companies | Strems Settles Citizens' RICO Action | Billions in Claims Fraud | Loud and Clear | Disaster Insurance & Recovery news from Lisa Miller & Associates
LMA NEWSLETTER May 9, 2022
Doing Things the Right Way | Readying for Special Session | Suggestions for Property Insurance Reform | Homeowners Impacts Growing | Lack of Capacity Hits Florida’s Condo Market | Florida’s Commitment to Flood Resilience | Florida Home Prices, Rents Soar | Up in the sky, look: It’s Space Jellyfish! | Disaster Insurance & Recovery News from Lisa Miller & Associates.
LMA NEWSLETTER April 25, 2022
Scientia | Special Session Coming on Property Insurance | More Insurance Companies in Trouble | Unlicensed Adjuster Busted | Court Rules on AOB 10-Day Notice Requirement | Condominium Safety Reforms | 30,000+ Without Required Federal Flood Insurance | Autonomous Surge Mapping Coming to Florida | News from Lisa Miller & Associates
LMA NEWSLETTER April 11, 2022
Miracles - Do you believe? | Catastrophes Coming Early | Special Session on Property Insurance? | If You Can’t Legislate, Regulate! | More Insurance Companies Taking a Hit | Risk Rating 2.0 in Florida | Turning Algae into Fuel | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER March 28, 2022
Puppy Licks and Puppy Breath: The Best Medicine | Special Session on Property Insurance? | Demotech: Expect Downgrades | Citizens Insurance Losing Money | Insurance Company Sues OIR | Roofers Busted in “Free Roof” Fraud | A Return to the Full-Time Office Grind? | Disaster Insurance & Recovery News from Lisa Miller Associates
LMA NEWSLETTER March 14, 2022
A Successful Session? | Florida Legislature Bill Watch | Another Insurance Assessment Anticipated | Public Adjuster Targeted by DFS | Citizens Sued for Attorney Fees | Disaster Insurance and Recovery News from Lisa Miller |
LMA NEWSLETTER March 7, 2022
Unplugging | Second Florida Carrier Insolvent | Florida Legislature Bill Watch | Business Booming in Florida | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER February 28, 2022
My Immigrant Roots: Struggle, Sacrifice and Survival | Florida Legislature Bill Watch | Florida Carrier Declared Insolvent | No Ambiguity in these Policies | Flood Digest | Disaster Insurance and Recovery News from Lisa Miller & Associates
LMA NEWSLETTER February 21, 2022
Be a Stepping Stone…Not a Stumbling Block | Florida Loses 3 More Carriers | Florida Legislature Bill Watch | Insurance Litigation Rising | Flood Digest | Insurance and Disaster Recovery News from Lisa Miller & Associates
LMA NEWSLETTER February 14, 2022
A 200 mph Wall of Wind | Florida Legislature Bill Watch | More Carriers Bow Out | Insurance Impacting New Homebuyers | Judge Says No to Fee Multiplier | Insurance and Disaster Recovery News from Lisa Miller & Associates
LMA NEWSLETTER February 7, 2022
Children's Week at the Capitol | Florida Legislature Bill Watch | Citizens Insurance Reinsurance v. Pre-event Bonding | More Money for Flood Resilience | Florida Housing Too Hot? | Insurance & Disaster Recovery News from Lisa Miller & Associates
LMA NEWSLETTER January 31, 2022
There's No Such Thing as a Free Roof | Florida Legislature Bill Watch | Surplus Lines Gaining Ground | Tougher Loan Standards on Condos | Flood Digest | Insurance & Disaster Recovery News from Lisa Miller
LMA NEWSLETTER January 24, 2022
Buddy, Can you help me find a worker? | Florida Legislature Bill Watch | Insurance Companies Defend Rate Hikes | Court Denies Effort to Stop SB 76 for now | Tornadoes Bring Out Solicitors | Insurance & Disaster Recovery News from Lisa Miller & Associates
LMA NEWSLETTER January 18, 2022
Celebrating the Life of a Great American | Florida Legislature Bill Watch | Explosive Rate Hikes Continue | Citizens Roof Inspections Begin | Appealing Punitive Damages Made Easier | Flood Digest | Pensacola Bridge Barge Decision | The Great Resignation
LMA NEWSLETTER January 3, 2022
Who's Buying? | Florida Legislature Bill Watch | Citizens Pushing Higher Rates | Containing the Cat Fund | Frequent Building Re-inspections Urged | Right to Repair Upheld | Florida's Vibrant Economy | Cat Robots
LMA NEWSLETTER December 13, 2021
What's Important | Citizens: 20% of Presuit Demands Go to Court | More Fraud Squads Please | Bill Watch | Statewide Flooding Resilience Plan Premiers | Condo Insurance Questionable Post-Surfside | Legal Briefs | Our FHP Heroes | News from Lisa Miller & Associates
LMA NEWSLETTER November 29, 2021
Giving Thanks Throughout the Season | Preparing for Session | Property Insurance Lawsuits Up 29% | Adjusters as Appraisers? | NCOIL Explores Surfside Condo Collapse | New Plan, Reservoir for Lake Okeechobee | Florida’s Medical Marijuana Boom | Underestimating Your Conversation
LMA NEWSLETTER November 15, 2021
Perspective | Special Session Begins | Insurers Refuse Surfside Condo Claims | Workers' Comp Cat Fund Scuttled | Court: Wait for the documents | Congress Tries Again with NFIP | Florida's Growing Communities | The Star of the Plate | News from Lisa Miller & Associates
LMA NEWSLETTER November 1, 2021
Everything I Learned in Kindergarten | Boyd Leading on Consumer Reforms | Legal Challenges to SB 76 | Court Says No to Attorney Fees | Preventing Another Surfside Condo Collapse | Florida's Economy Booming | Return of a Legend
LMA NEWSLETTER October 18, 2021
Social Inflation - It Isn't About Increasing Dinner Party Attendance! | As the Market Churns | Citizens Victorious Over AOB Suit | Immediate Savings Today | Underwriting Documents Protected | Hurricane Michael 3 Years Later | Brightline Reopening Next Month | Spirituality and Success
LMA NEWSLETTER October 4, 2021
The Alive Day | Florida Insurance Market "Dire" | Citizens Growing Faster | Innovate or Hand Over Your Customer | Lawmakers Return to Tallahassee | Federal Healthcare Plan Rates Approved | Flood Digest | Sailing Into a Hurricane | News from Lisa Miller & Associates
LMA NEWSLETTER September 20, 2021
Some Play Checkers | Lawmakers Back in Tallahassee | Second Challenge to Florida's Insurance Reform Law | Effective Evacuation Sign | Conversation with a Leading Floodplain Manager | A Tale of Two Cities (and Mayors) | Necessity the Mother of Invention | Mitigation Champion |
LMA NEWSLETTER September 7, 2021
It Keeps You Running | Ida's September Surprise | Court: No Attorney Fees in Appraisal | Workers' Comp Cat Fund Pitched | Workers' Comp for COVID First Responders | Preventing Another Condo Tower Collapse | Condo Underwriting Under Review | Alligator v. Drone |
LMA NEWSLETTER August 23, 2021
Adversity-How Do We Battle It? | Warnings on Deductible Fraud | DFS Asked About Public Adjusters | Flood Control to the Rescue | COVID & Hurricanes: Imperfect Together | Florida's Recovery Remains Strong | Legislature Prepares for Redistricting | So That It Never Happens Again
LMA NEWSLETTER August 9, 2021
Up Close & Personal with an ER Doctor | Property Insurance Lawsuits Up 51% | Who Will Insure Florida's High-Rise Condos? | Pandemic Pushing Auto Rates Higher | The Business Interruption Insurance Gap | To Insure or Pay Ransomware Attacks? | Congress Takes Positive Step on Flood Insurance | First 3D House in Florida | News from Lisa Miller & Associates |
LMA NEWSLETTER July 26, 2021
A Calling With Paws | Legislature to Review Condo Inspection Rules | Insurance Impacts of the Surfside Collapse | Flood Digest | Florida's Elderly Targets of Property Fraud | Self-Driving Cars Hitting Miami Streets | Hurricane Rescue Dog | Insurance News from Lisa Miller & Associates
LMA NEWSLETTER July 12, 2021
Share a Moment of Peace | Surfside's Ripple Effect | Flood Digest | Roofers Block Part of SB 76 For Now | PIP Remains | Florida's Bright Economy | Hurricane Dorian Recovery Continues in the Bahamas | Return to Work - Or Else?!
LMA NEWSLETTER June 28, 2021
Absolute Desperation, Destruction and Despair | Roofers Fighting Property Insurance Reform | New Consumer Protections Now Law | Is PIP Doomed? | Blue-Green Algae Turning Deadly | Re-creating Hurricane Michael | Flood Digest | The Human Library | Insurance News from Lisa 
LMA NEWSLETTER June 14, 2021
Congratulations All Around! | Property Insurance Reform Signed | Bad Faith: What you don't know can now hurt you | Reducing Policyholder Litigation | Insurance Fraud | Requiring Specific Product Expertise “Too High” a Standard | Passport, Wallet, Toothbrush…travel insurance! | Accepting Challenge | Insurance News from Lisa Miller & Associates
LMA NEWSLETTER June 1, 2021
Florida's Emergency Management Director: Talk to Your Insurance Agent | Florida's Property Insurance Reform | Insurance Tidbits from the Street | Category 5 Claims | Flood Digest | Million Dollar Contractor Fraud | Fighting Back Against Cyberattacks | The Power of a Hug |
LMA NEWSLETTER May 17, 2021
The Knock on the Door | Alleged Home Inspection Scammers Busted | Hurricane Season Nearing | Special Session Begins | Resolving Claims of Assignees Through Appraisal | RumbergerKirk Win: Limited Water Damage Endorsement | Risk Averse Regulators | Florida's Inventors
LMA NEWSLETTER May 3, 2021
The Weekend After | Florida Legislature Bill Watch Wrap-Up | Summary Judgment Standard Change Official | Flood Digest | Lumber Prices Driving Higher Housing Costs | Hemp On! | News from Lisa Miller & Associates
LMA NEWSLETTER April 26, 2021
Wild Adventures | Florida Legislature Bill Watch | Trying to Refute the Irrefutable | Regulators Reject Citizens Rate Cap Request | Revising Florida's State Constitution | It's Fair Time | All the latest disaster insurance and recovery news from Lisa Miller & Associates
LMA NEWSLETTER April 19, 2021
Consumer Advocacy Now More Than Ever | Florida's Insurance Litigation Factories: Consumers Lose | Florida Legislature Bill Watch | Florida Woman Nabbed in a $2 Million Life Insurance Scheme | Flood Digest | Woofing to Work | Lisa Miller and Associates Disaster Insurance News
LMA NEWSLETTER April 12, 2021
National Association of Insurance Commissioners: The Cold, Hard Truth about Florida Litigation | Florida Legislature Bill Watch | Hurricane Michael Fraud | Louisiana Targeting Car "Slammers" | Flood Digest | Ode to an Innovator | Lisa Miller & Associates Disaster Insurance & Recovery News
LMA NEWSLETTER April 5, 2021
An Essay in Writing | Insurance Digest | Florida Legislature Bill Watch | FEMA's Risk Rating 2.0 | Up, Up & Away! | Disaster Insurance & Recovery News from Lisa Miller & Associates
LMA NEWSLETTER March 29, 2021
Vaccinated! | Florida Legislature Bill Watch | Florida's Property Insurance Dilemma | Court Reverses Bad Faith Decision | Rising Real Estate Market Could Bring Tax Increases | Super Termites Creating Future Hurricane Damage | Lisa Miller & Associates News
LMA NEWSLETTER March 22, 2021
Taking in the Florida Strawberry Festival | Bill Watch | Citizens Pushing Higher Rates | New Details on Risk Rating 2.0 | AIR Sharing Its Catastrophe Exposure Database Schema | Community-Based Catastrophe Insurance | The Nursing Home Alternative | South Florida's New "River Monster"
LMA NEWSLETTER March 15, 2021
Of Women's Business | Florida Property Insurance Companies' Financials | Florida Legislature Bill Watch | Homeowners Insurance Fraud Probes Lacking | Citizens Rate Hike Hearing | Attached Release Does Not Make a Proposal for Settlement Unenforceable | Coronavirus & the Florida Market | The Boys of Summer Return | Lisa Miller & Associates insurance News
LMA NEWSLETTER March 8, 2021
Demolish Contractor Fraud! | Call for Insurance Market Reform Grows | Citizens Poised to Raise Rates | Florida Legislature Bill Watch | Ruling on Duties After a Demand for Appraisal | Florida's Real Estate Surge Continues | Survey Reveals What Insurance Agents Want | Nonverbal Overload |
LMA NEWSLETTER March 1, 2021
The Drive | Florida Legislature Bill Watch | Florida Regulators Make the Case for Reform | Florida Bar v. Scot Strems | Custom Cookie Machine's Failure Excluded as "Impaired Property" | Coronavirus & the Florida Market | Uncluttered | News from Lisa Miller & Associates
LMA NEWSLETTER February 22, 2021
Focus on the Fuel for Your Future | Florida Legislature Bill Watch | Wheelchair Lawsuit Tossed | Private Flood Insurance Bills Advancing in 3 States | Guthrie Appointed Florida's New Emergency Management Director | A Beaver Tale | Insurance News from Lisa Miller & Associates
LMA NEWSLETTER February 15, 2021
Standing Tall | Florida Legislature Bill Watch | Regulatory Changes in the Works | New Help for Hurricane Michael Victims | Tico Time! | Insurance & Disaster Recovery News from Lisa Miller
LMA NEWSLETTER February 8, 2021
The Right to Farm | Florida Legislature Bill Watch | Florida BI Claim Goes to U.S. Supreme Court | New Call to Disclose Flood Risk | COVID-Sniffing Dogs | All the latest insurance news
LMA NEWSLETTER February 1, 2021
Tallahassee - The Ghost Town | Reports Urge Legislative Action | Florida Legislature Bill Watch | Florida Supreme Court Rules Extra-Contractual, Consequential Damages Not Recoverable | Coronavirus & the Florida Market | Hurricane Risk in 2050 | More Insurance Consumers Willing to Share Personal Data | In-Between Times | News from Lisa Miller & Associates
LMA NEWSLETTER January 18, 2021
Working Together | Florida Legislature Bill Watch | Coronavirus & the Florida Market | Appraisal First, Coverage Later? | Climate Change Blamed for One-Third of Flood Damage | Climate Change Teed-Up in Florida | FAA Issues Drone Rules | Gone Snake Huntin' |
LMA NEWSLETTER January 4, 2021
The Cherokee Grandfather's Lesson | Roof Changes to Florida Building Code | Florida Legislative Bill Watch | Strengthening Florida's Homeowners Market | Summary Judgment Standard Changed | Business Interruption Suit Dismissed | 2021's Insurance Consumer | Back to (Remote) Work!
LMA NEWSLETTER December 14, 2020
Leaving 2020 Behind | Florida Bar v. Scot Strems | Florida Legislature Bill Watch | Workers' Comp Rates Fall Again | Florida's Mental Health System "a Mess" | Auto Property Damage Claims Costs Outpacing Inflation | Obamacare Enrollment Up in Florida | Rebirth | Lisa Miller Insurance News
LMA NEWSLETTER November 30, 2020
The Greatest Process in the World | Coronavirus & the Florida Market | A Florida Storm Mitigation Work Plan | FEMA Releases Building Codes Study | Strengthening Florida's Homeowners Market | A $442,000 Attorney Fee in a $25, 000 Settlement | More Self-Driving & Flying Cars | A Spectacular Rescue! | Insurance & Disaster Recovery news from Lisa Miller & Associates
LMA NEWSLETTER November 9, 2020
Hurricane Eta Poised to Strike Florida | A Collective Election Sigh | Florida Legislature Prepares to Meet | Insurance News of Note | Many Snowbirds Staying Home | Mobile Driver Licenses Coming to Florida | Cost-Effective Insurance Solutions | Turning Shipping Containers Into Homes |
LMA NEWSLETTER October 26, 2020
Way to Vote! | Upcoming Insurance Reform | Hurricane Data Calls Issued | King Tide Floods Return | Flexible Insurance Ratings | COVID Workers' Comp Claims Fall | Property Owners Responsible for Vacation Rental Taxes | New Face on an Old Idea | Latest Insurance News
LMA NEWSLETTER October 12, 2020
Ongoing Education | Hurricane Sally Damages Mounting | Private Flood Market Advancing | Florida Bar v. Scot Strems | Lawmakers Probing Insurance Fraud | Moving to Florida | Revising Florida's State Constitution | Celebrating Fall | Insurance news from Lisa Miller & Associates
LMA NEWSLETTER September 28, 2020
Funny, But No Laughing Matter! | Florida Bar v. Scot Strems | Hurricane Sally Claims | Model Private Flood Act Approved | Governor Supports Liability Protection | PIP Reimbursements Are 80% | Revising Florida's State Constitution | You Can't Take it With You | Lisa Miller & Associates
LMA NEWSLETTER September 14, 2020
Learning from Irma | Florida Homeowners Market Update | Florida Bar v. Scot Strems | Life Insurance Claim Settlements | COVID-19 Comp Claims Rejected | Vaping Age Remains 18 | Revising Florida's State Constitution | A Florida Retirement | Insurance News from Lisa Miller
LMA NEWSLETTER August 31, 2020
No Free Roof (or Lunch) | Florida Bar v. Scot Strems | Insurance Company Loses AOB Argument | Contractor & Henchmen Sentenced in Hurricane Scam | Coronavirus & the Florida Market | For Sale, With Flood Risk | Don't Tell Me How to Drive! | The She-Shed Home Office | LMA News
LMA NEWSLETTER August 17, 2020
Ageism & You | Florida Homeowners Market Update | Florida Bar v. Scot Strems | Coronavirus & the Florida Market | Survey: Wide Misconceptions of Flood Risk & Cost | Court Strikes Hefty Fines on Vacation Rentals | How's Local Government Spending Your Money? | COVID Healthy Living
LMA NEWSLETTER August 3, 2020
Another Storm Brushes Florida | Coronavirus & the Florida Market | Home Sales Looking Up | Florida Homeowners Market Update | Florida Bar v. Scot Strems | Urban Flooding on the Rise | The Insurance Knowledge Gap | No More Commute | The latest news from Lisa Miller
LMA NEWSLETTER July 20, 2020
A Notable Passing | Florida Bar v. Scot Strems | Civil Jury Trials Resume | Five Florida Supreme Court Cases to Watch | Coronavirus & the Florida Market | Nuisance Flooding Becoming Worse | Builders Looking Up! | Changing Times, Changing Methods | Lisa Miller & Associates News
LMA NEWSLETTER July 6, 2020
Florida Tightens Its Budget Belt | Florida Homeowners Market Update | Florida Building Code Update | New Tool Assesses Flood Risk | Florida Bar v. Scot Strems | ADA Lawyer Suspended | Proactive Disaster Funding | Man Saves Dog! | Insurance & Disaster Recovery News from LMA
LMA NEWSLETTER June 22, 2020
Mitigating Pandemic Lawsuits | Florida's Cost of Risk | Citizens Files Suit Against Strems | Coronavirus & the Florida Market | Florida Real Estate Update | Florida Near Bottom in Safety | Letting Nature Play a Larger Role in Mitigation | Toward a More Informed Union
LMA NEWSLETTER June 8, 2020
Wowsy Water! | Coronavirus & the Florida Budget | Florida Homeowners Market Update | Lower-Risk Properties Flooding More | Hurricane Season Guidance | Floridians' Confidence Up | Staying
LMA NEWSLETTER May 26, 2020
Statement of Strength | Coronavirus & the Florida Market | 2020 Hurricane Season Arrives | Florida's Property Insurance Struggles | AOB Case Challenge | Roofing Solicitation with AOB | Commercial Real Estate Hit Coming? | Back to Space! | Insurance News from Lisa Miller & Assocs.
LMA NEWSLETTER May 11, 2020
Just Say Yes! | Coronavirus & the Florida Market | Business Interruption Challenges | Panhandle Fires | Hurricane Season Updates | Flood Monitoring Slipping | Flooded Property Devaluation
LMA NEWSLETTER April 27, 2020
Preparing Florida's Re-Opening | Coronavirus & the Florida Market | Mega-Storm COVID-19 | Moving from Reactive to Proactive Disaster Funding | Flood Insurance Improvements | Adjusters as Appraisers | Hemp Gets the Green Light | Learning...and Helping | Lisa Miller & Associates
LMA NEWSLETTER April 13, 2020
Planting Seeds...Pulling Weeds | Coronavirus & The Florida Market | COVID-19 Broader Market Impacts | What if there was a Hurricane, too? | Produce to Prisons | Florida Insurance Veteran Transitions | Florida Delivers ROI | The Journey | The latest disaster insurance news from LMA
LMA NEWSLETTER March 30, 2020
Silver Linings | Coronavirus in Florida | Coronavirus Insurance Impact | Florida Property Insurance Market Update | Florida's Budget Picture | Public Adjuster Arrested | Court Finds Appraisal of Claim Sufficient | The Lasting Lessons on Remote Work We May Learn from the Coronavirus |
LMA NEWSLETTER March 16, 2020
Almost Sine Die | Florida Legislature Bill Watch | Tort Reform Dies | The Final Outcome of all 2020 Legislative Bills including Bad Faith, Contingency Fee Multiplier, Omnibus Bills, Motor Vehicle Insurance (PIP), Genetic Information, and Pharmacy Benefit Managers | Lisa's latest news |
LMA NEWSLETTER March 9, 2020
Waiting & Hoping | Florida Legislature Bill Watch | Coronavirus in Florida | Contractor & Henchmen Plead Guilty to Scam | AOB Executed by Tenant Invalid | Florida Has Cleanest Air on Record | Credit Scores Hit Record High Nationally | Like the Sands in the Hourglass | Lisa Miller's Latest |
LMA NEWSLETTER March 2, 2020
A Healthy Thought | Florida Legislature Bill Watch | Roofer Blows-Off OSHA Fines | Florida Lapsing in Building Envelope Inspections | Not Fighting Mother Nature in the Keys | Florida Settles One Opioid Suit, Targets Vaping | Life's Irony | The latest from Lisa Miller & Associates |
LMA NEWSLETTER February 24, 2020
Listening & Learning | Florida Legislature Bill Watch | Florida Property Insurance Market Update | New FEMA Flood Metric | Private Flood Model Act | Planning for Broadband & Disaster | Insurance Needs You! | Tip of the Hat | All the latest news from Lisa Miller & Associates |
LMA NEWSLETTER February 17, 2020
Paying Attention | Florida Legislature Bill Watch | A Puzzled Consumer from The Villages | Latest from the Rate Hearings | Congress Tackling Flooding Again | Build That Wall | BP Oil Spill Impact Area Extended | 3D Homes Becoming a Reality | A Moment of Silence | All the latest news from Lisa Miller & Associates
LMA NEWSLETTER February 10, 2020
Rising Costs | Insurance Loss Creep | Florida Legislature Bill Watch | Litigation Funding of Federal Cases | Unlicensed Contractors Busted | FEMA Premiers South Florida Flood Maps | Miami Beach Flooding | Smokey or Oaky? | All the latest news from Lisa Miller & Associates
LMA NEWSLETTER February 3, 2020
Lingering Issues | Floridians believe exorbitant attorney fees risk homeownership affordability | Court Denies Insurer’s Request to Strike Attorney Fees | Florida Legislature Bill Watch | Construction and Real Estate Digest | Pent-Up Single-Family Housing Starts | Single-Family Home Sales Up | Vote! | All the latest news from Lisa Miller & Associates
LMA NEWSLETTER January 27, 2020
Pondering Attorney Fees | Florida Legislature Bill Watch | Insurance Digest | Litigation Impacts | Uninsured Homes | Hurricane Fraud | Disaster Management Digest | Sea Rise Impact | Hurricane Michael Housing | Crisis Counseling Extended | Emergency Management Day | Learning from Dolphins | All the latest news from Lisa Miller & Associates
LMA NEWSLETTER January 20, 2020
Our Only Easy Day Was Yesterday | Florida Legislature Bill Watch | Insurance Digest | Tort Reform | Insurance Costs | Environment and Engineering Digest | Everglades Purchase | Florida Forever to Mitigate Hurricane Damage | Miami Beach Renourishment | The Nose Have It | All the latest news from Lisa Miller & Associates
LMA NEWSLETTER January 13, 2020
Pressing Items | Insurance Digest | Demotech Planned Downgrade of Florida Property Insurance Companies | Florida Legislature Bill Watch | Disaster Management Digest | More Mitigation Money | Rural Infrastructure Post-Michael | Graduation Milestone | All the latest news from Lisa Miller
LMA NEWSLETTER January 6, 2020
Corrupt Insurance Claims Practices | Florida Legislature Bill Watch | Insurance Digest | Disaster Management Digest | Environment & Engineering Digest | Healthcare Digest | Construction & Real Estate Digest | Florida's 2020 Forecast: Snow | All the latest news from Lisa Miller & Associates.
LMA NEWSLETTER December 16, 2019
Reflecting and Hoping | Bill Watch | Insurance Digest | Disaster Management Digest | Environment & Engineering Digest | Healthcare Digest | Is Unlimited Unlimited? | All the latest news from Lisa Miller & Associates
LMA NEWSLETTER December 2, 2019
Our Dogs | Florida Insurers Consistent in Paying Hurricane Michael Claims | Insurance Digest | NAIC, NCOIL Tackling Private Flood Insurance Option | Disaster Management Digest | Environment & Engineering Digest | Healthcare Digest | For Cow's Sake | All the Latest Insurance News from Lisa Miller & Associates
LMA NEWSLETTER November 18, 2019
The Privilege of Pressure | Florida Legislature Bill Watch | Federal Flood Rates Going Up Despite 2.0 Delay | Disaster Management Digest | Insurance Digest | Environment & Engineering Digest | Healthcare Digest | Beefcake & Dogs. All the latest news from Lisa Miller & Associates.
LMA NEWSLETTER November 4, 2019
Panama City Town Hall | Blame Expands in Michael's Open Claims | Mediating Open Claims | AOB Reform Enforcement | Flood Insurance News of Note | A Disaster Resilience Framework | New Toll Roads for Florida | Back to the Capitol
LMA NEWSLETTER October 21, 2019
Soldiers | Report Sheds Light on Open Michael Claims | Florida Legislative Committees Getting Busy | Bill Watch | Bad Faith on Trial | Lawyers Handling Claims Not Always Protected by Privilege | Lawsuit Ok'd for Blind Man Trying to Order Online Pizza | Can You Pass the US Citizenship Test?
LMA NEWSLETTER October 7, 2019
Reading and Writing | Hurricane Michael Anniversary | Florida Getting Greater Irma Reimbursements | A Personal Look at Dorian's Bahamas Destruction | Businesses Biggest Worry - Cyber Attacks | Florida Consumer Confidence Rebounds | Other News of Note | All Hail Wa-Ho |
LMA NEWSLETTER September 23, 2019
Relief from the Skies | Dorian Leaves Florida with a Bill | Hurricane Michael Claims Update | Podcasts Examine Hurricane Vulnerabilities | Florida's Small-Town Evacuation Problem | Flood Risks Mounting | Florida Legislature Returns | Life is More than a Box of Chocolates |
LMA NEWSLETTER August 26, 2019
Location Location Location | Pitfalls in Mitigating Hurricane Risk | 62 Million Residences at Flood Risk | The Courageous Leader | Remembering Hurricane Ivan | Readying for Autonomous Vehicle Insurance | There's a Reasons You Work in Insurance | Doggone Nice
LMA NEWSLETTER August 12, 2019
Seeking Answers | Florida Supreme Court Punts AOB Case | Hurricane Michael Claims Progress | Florida Has Riskiest Hurricane Cities in U.S. | Helping Disaster Victims Return to a Home | Insuring All Homeowners Perils | More Consumer Advocates & Women in Insurance | Lighting the Way |
LMA NEWSLETTER July 29, 2019
Extreme Heat in Florida's Future | OIR to Carriers: Do More on Open Michael Claims! | Majority of Michael Flood Victims Uninsured | Working Hard or Making Work? | Florida Leading the Way for Automated Vehicles | 906 New Floridians a Day | New Mandate for Mental Health Education | Getting Ready to Go Back to School
LMA NEWSLETTER July 15, 2019
Tropical Storm Barry | A Floodie Future | Reinsurance Rates Rise in Florida | Florida Cities Cyber Attacked | The Fight Against Algae | Florida's 30-Year Outlook Bright | Fly Havana Sues Fat Joe 'All the Way Up' | Putting Humidity to Work for Us
LMA NEWSLETTER July 1, 2019
Power Through It | Private Flood Insurance Gets Boost | Hurricane Michael Recovery-It's a Process | Can a Contractor Negotiate With an Insurer? | Howe the Florida 'Omnibus' Insurance Bill Will Impact Insurer Duty to Defend, Appraisal | Property Owners Can Sue in Federal Court | Florida's "Remarkable" Growth | Celebrating the Fourth
LMA NEWSLETTER June 17, 2019
Wicked Smart People | Citizens, OIR Announcing AOB Reform-Related Changes | NFIP Releases Historical Data to Private Market | Summer Brings New Concerns to Panhandle | Hurricane Irma Reimbursements Finally Arriving | OSHA Reports on Deadly FIU Bridge Collapse | Termites Are Swarming! | Father's Day with a Smile |
LMA NEWSLETTER June 3, 2019
Devil in the Details in New County Court Caseload Law; AOB Reform Signed Into Law; Floridians Taking Hurricane Threat More Seriously; Michael-Torn Panhandle Enters Hurricane Season; The National Flood Conference; Another High Court Reversal; Flying Cars Welcome at Miami Condo; Achieving Great Heights
LMA NEWSLETTER May 20, 2019
Reinsurers and Life; How Florida' New AOB Law May be Exploited; Florida to Save $500 Million in Hurricane Michael Cleanup; Michael a Hard Lesson at State Hurricane Conference; Rising Reinsurance Rates; Unemployment Down, Tourism Up; Trip Insurance Perks; Carnegie's Inspiration
LMA NEWSLETTER May 6, 2019
Of Politics & Natural Storms; Bill Watch; Florida Lawmakers Pass Hurricane Michael Relief; Legislature Passes Slate of Other Bills; Small Business Claims Study; Florida Consumer Confidence Hits New High; Operation Rubicon Nets 9 Arrests So Far; No Guarantees
LMA NEWSLETTER April 29, 2019
Final Passage; Governor to Sign AOB Reform Bill; Florida Supreme Court Reversing Prior Rulings; Bill Watch; Florida Asking for More Federal Hurricane Money; Florida Continues Its Fast Growth; Encouraging Tech Startups; A Uniting Front
LMA NEWSLETTER April 22, 2019
Lessons to Remember; It's Official: Michael Was a Cat 5; Contractor Arrested on AOB Fraud; Bill Watch; Effort to Bury More Power Lines Energized; The Growing Risks of Flood; Florida County Raises Age to Buy Cigs to 21; The Burning of Notre Dame
LMA NEWSLETTER April 15, 2019
Recognizing Women's History Month (Belated); Hurricane Michael 6 Months Later; Bill Watch; Easing Florida's Impact Fees; Walking Off & On the Job; Florida's Next Travel Wave: Motorized Scooters; NAIC Commissioners Talk Flood Insurance; The Black Hole
LMA NEWSLETTER April 8, 2019
A Spring Break Helping Hurricane Survivors; Projected Savings Required in Revamped AOB Bill; Estimated Losses Rising in Hurricane Michael; Bill Watch; New Miami Zoning Tackles Flooding; Feds Wrap Various Florida Fraud Cases; Of Trade, Regulation & Growth; Keeping It Special
LMA NEWSLETTER April 1, 2019
Life's Milestones; AOB Lawsuits Continue Meteoric Rise; Bill Watch; Feds Expedite Michael Debris Removal Funding; Miami Insurance Agency Owner Busted; Florida Economic News; The Calamity State?; April Fools
LMA NEWSLETTER March 25, 2019
Helping Panhandle Public Servants Make Their Way; Hurricane Michael Claims Rise; Concern on Spread of AOB Lawsuits; Bill Watch; The New Federal Flood Insurance Program; New Focus on High Long-Term Care Rates; Canadian Drugs in Florida; Lessons from Childhood
LMA NEWSLETTER March 18, 2019
The Power of People; NCOIL Considers Model Flood Law; Feds Fund Nearly $1 Billion in Hurricane Michael Recovery; Bill Watch; Citizens Insurance Rate Hearing; Florida Fraud Roundup; Florida Remains Popular for People & Business; Ugly Honest
LMA NEWSLETTER March 11, 2019
Ode to Daylight Savings Time; $315 Million Hurricane Michael Package Proposed; Bill Watch; Two New Developments Hold Promise for Private Flood Insurance Market; Florida Building Resiliency; Hurricane Improvements Pay, Not Cost; Florida Great for Taxes, Not So Much for Kids Care; Pioneering the New American Space Age
LMA NEWSLETTER March 4, 2019
Springing into Spring and the Legislative Session; Hurricane Michael Relief Wait & Cost Grow; Florida Legislature Convenes 2019 Session; Bill Watch; More than 1 in 10 Florida Homeowners Bare; Defining Decay; California Quaking; Of Pain and Paine
LMA NEWSLETTER February 18, 2019
Crystal Clear Persuasion; Bill Watch; A Strong Defense on Property Claims Lawsuits; Legislative Plan for Hurricane Michael Recovery; Michael the Costliest 2018 Weather Event; Bye-Bye Red Tide; Hurricane-resistant Houseboats; Remembering a Giant
LMA NEWSLETTER February 4, 2019
The Private Flood Insurance Rule; New Commitments to Hurricane Michael Recovery; Bill Watch; Model Flood Law Considered for All 50 States; Florida's Long-Term Care Insurance Dilemma; Florida Wins High Marks for Low Business Taxes; Three New Justices Seated on Florida Supreme Court; Valentine's Day Thoughts
LMA NEWSLETTER January 21, 2019
An Impactful Summit; Freeing-Up Hurricane Michael Debris Cleanup Money; Bill Watch; OIR Summit Report; Citrus Canker Payout Commences; New Foreclosures Up in Florida; Florida’s Economy & Other Tidbits of Interest; In Search of Truth
LMA NEWSLETTER January 7, 2019
Authentically Curious; Hurricane Michael Three Months Later; Florida Supreme Court to Hear AOB Case; Rising Lawsuits Bring Rising Rates to Citizens Insurance; Bill Watch; Supreme Court Rules on PIP Case; Private Flood Insurance is the Remedy for NFIP Shutdowns; Work like Hell
LMA NEWSLETTER December 3, 2018
An Award-Winning Regulator; Post-Michael Coordination Questioned; Florida Legislature Readies for Session; Lisa's South Florida Listening Tour; Global Change Report Intense; Stoneman Commission Recommendations Out; Florida's Encouraging Economy; Leaning Into the Future
LMA NEWSLETTER November 19, 2018
Fireside Chat; Rebuilding Begins as Hurricane Michael Claims Grow; Flood Risk Underestimated in Florida’s Panhandle; Sea Level Rise & Development Contribute to Storm Surge; National Flood Insurance Program Faces Expiration (Again); South Florida Healthcare Scam Shuttered; Thanksgiving of Ideas
LMA NEWSLETTER November 5, 2018
Frustration Over Hurricane Recovery; The Latest on Michael Recovery; Michael Claims and Losses; Hurricane Michael's Construction Lessons; Red Tide Still Growing; Workers' Comp Decrease Tentatively Approved; Excessive Lawsuits are Costly; Three Florida Cities "Best to Retire";Revising Florida's State Constitution, Amendment 5; LMA Newsletter Readers to the Rescue!
