While this time of year we usually look up to the sky for fireworks, one wildlife photographer on an aerial survey late last month saw a different pop of color – a flock of more than 100 pink flamingos flying over Florida Bay in the Keys – the largest sighting in more than a decade! …
LMA NEWSLETTER July 14, 2025
Florida’s ‘Confident’ Property Insurance Market
Recovery steady with declining rates, say regulators
The Florida Office of Insurance Regulation (OIR) has gone from “optimistic” in January to “confident” today about the impact of the 2019-2023 property insurance reforms passed by the Florida legislature and the positive developments in the market. That’s the conclusion of OIR’s latest Property Insurance Stability Report, …
Florida Reinsurance Down Nearly 11%
Plus, why some people are giving up insurance
Gallagher Re says Florida’s recent legislative reforms led to more available and affordable reinsurance this hurricane season, new hurricane models are making their debut, plus a survey finds a sizeable number of Americans are scrimping on insurance to make ends meet. It’s all in this week’s Property …
17 Reasons Your Florida Claim Wasn’t Paid
Debunking common myths + helpful advice
In our mid-June newsletter, we reported that more than 90% of Hurricane Helene and Milton claims were now closed, with 56% of Helene residential claims closed without payment, and about 43% of Milton claims so closed. While most of those were closed due to non-covered flood damage or …
Future Hurricane Forecast Accuracy Questioned
Plus, the latest theories on the Surfside condo collapse
The Defense Department will no longer share some satellite data used for storm forecasts, the National Weather Service is scrambling to hire more people among a staffing shortfall in the midst of hurricane season, and the latest on the federal investigation into the deadly Surfside condominium …
Florida’s Modern-Day Treasure Hunters
Treasure hunting might sound like something out of the long-forgotten past – but it never quite left the Sunshine State. Sam Guttoso, who manages 1715 Fleet – Queens Jewels LLC, has just reapplied for a federal permit from the U.S Army Corps of Engineers to continue searching the sites of centuries-old Spanish shipwrecks off Florida’s …




