LMA NEWSLETTER January 20, 2026

Bill Watch

Recap of Week 1 & Preview of Week 2 of Session

The second week of the Florida legislative session begins this morning, following a busy week last week that saw additional insurance bills filed.  The session kicked-off with the two leaders – House Speaker Daniel Perez and Senate President Ben Albritton – addressing their respective …

Citizens to Cut Rates Even Further

Governor highlights growing market affordability

Citizens Property Insurance is ordered to lower its 2026 rates even further, as the insurance commissioner and Governor tout growing affordability in Florida’s property insurance market; a new report shows claims lawsuits and costs continue to decline; Florida regulators launch their annual claims and litigation data call; plus a call …

Putting the Lawsuit Before the Breach

Plus, Security First wins attorney fees

Florida’s 1st DCA finds that a breach of contract must exist at filing, homeowners find footing in an appeal for failure to provide prompt notice to their insurance company, and Security First wins an appeal to gain attorney fees from a policyholder.  It’s all in this week’s Legal Briefs

Billion Dollar Healthcare Fraud Case Closed

Hurricane ‘contractor’ hits the casinos instead

A 79-year-old healthcare CEO is sentenced for more than $1 billion in Medicare fraud, a Bradenton contractor stands accused of spending hurricane victim repair funds at a casino, and a former Florida insurance agency executive learns his fate from leading an ACA health insurance scheme.  It’s all in this …

A Private Takeover of Most Federal Flood Policies?

Suggestion being considered by the White House

The New York Times reports that private flood insurance provider Neptune Flood has proposed to White House officials that the private sector could take over a vast majority of policies from the beleaguered National Flood Insurance Program (NFIP).

During meetings at the White House and the Treasury Department …