This week’s newsletter has several stories on Artificial Intelligence (AI) and its current and potential use in all lines of insurance. Florida lawmakers meeting in committee this month expressed concern, asking a panel of industry experts how insurance companies use AI and seeking assurances on safeguards against its abuse. A bill has since been filed, …
Governor DeSantis is predicting there won’t be another attempt in the Florida Legislature in its upcoming January session to undo the 2022 and 2023 consumer insurance and litigation reforms nor make any other major changes. “They didn’t have a mandate to try to undo the reforms that they were trying to undo,” …
Floridians are left unable to renew their federal flood coverage mid-shutdown, players in the private flood insurance market say they’re ready to take over that flood risk and write often less-expensive policies, and a sit-down with a modeler and a meteorologist for a deep dive into the world of …
The Affordable Care Act (ACA) has been on the minds of many Floridians recently, with enhanced premium tax credits on federal marketplace plans set to expire at year’s end barring Congressional renewal. At the Florida House’s Health Care Facilities & Systems Subcommittee meeting earlier this month, the Office of Insurance Regulation (OIR) …
The Florida House Subcommittee on Insurance & Banking met October 7, 2025, to examine how insurance companies are using artificial intelligence (AI) in their operations. A panel of insurance and technology experts representing CFO Ingoglia’s office, NAMIC, APCIA, FIC and Insurtech told lawmakers that insurers use AI sparingly and primarily for efficiency, …
Florida’s First District Court of Appeal issued an important opinion regarding Actual Cash Value/Replacement Cost Value (ACV/RCV) in property insurance policies.
In Bailetti v. Universal, the appellate court confirmed the final judgment in favor of Universal. Universal paid based on its ACV estimate; the insured did not challenge the ACV …
Long time, seasoned defense lawyer Kimberly Salmon prevailed on three consecutive motions for summary judgment on cast iron pipe cases. In Pantina v. Florida Peninsula Insurance Company before Judge Amy Williams in Pinellas County, Florida Peninsula defeated David Barnhill’s Motion for Summary Judgment that coverage existed for a water …
Florida’s reputation of colorful characters and coastlines just keeps growing. As we first reported back in our July 14, 2025 newsletter, many hunters have flocked to the appropriately named “Treasure Coast” to take a shot at finding centuries old riches on the sea floor, applying for permits from the U.S Army Corps of Engineers. …
