Like many of you, when storms come, we call our circle of friends and disaster experts to talk through the “what if” scenarios and to think of ways we can help. One of those in my world is Florida’s former Director of Emergency Management, Bryan Koon. Bryan spent a half dozen years keeping Florida “safe” …
LMA NEWSLETTER September 7, 2021
Ida’s September Surprise
Larry in the wings
This morning’s death toll in the U.S. from Hurricane Ida stands at 67 in a surprising twist where the worst calamity was not at the point of landfall but days later and hundreds of miles away. And now, all eyes are on Hurricane Larry, which as of last night was …
Court: No Attorney Fees in Appraisal
By Andrew Rock, Esq.
In a first party property case pending in the Panhandle, the United States District Court for the Northern District of Florida entered an order denying Plaintiff’s Motion for Entitlement to Attorney Fees and Costs. The case involved a Hurricane Michael insurance claim which was resolved in appraisal, after suit was filed. …
Workers’ Comp Cat Fund Pitched
Would cover future pandemics & catastrophes
The possibility that the current pandemic may not be an infrequent event has the workers’ compensation insurance industry proposing a new multi-million dollar catastrophe fund that businesses would pay into through a special annual premium to cover future pandemics.
The National Council on Compensation Insurance (NCCI) has filed a …
Workers’ Comp For COVID First Responders
But they must be vaccinated
First responders would receive workers’ compensation insurance benefits for COVID-19 exposure under a bill recently filed in the Florida Legislature, in advance of the first of six legislative committee weeks that begin on September 20. Another bill would include 911 dispatchers, correctional guards, and probation officers as first responders for …
Preventing Another Condo Tower Collapse
Review begins of potential reforms
A Miami-Dade County government multi-agency panel looking at potential changes to the county’s building and inspection codes held its first meeting last week. It was an opportunity to review ideas gathered in the previous nine weeks since the June 24 partial collapse of the Champlain Towers South condominium high-rise that …
Condo Underwriting under Review
Tightening & rate increases expected
Another issue that arose in last week’s meeting of the Miami-Dade County government multi-agency panel on the Surfside disaster was condo association reserve funds for needed building maintenance – and that many times, the reserves aren’t there, forcing costly multi-million dollar assessments on residents. I had the privilege of sitting …
Alligator v. Drone (Guess who won)
Welcome to Florida, a land of sunshine, beaches, formerly oranges, and of course, alligators. While most tourists expect to see an alligator near every home or theme park, Floridians know that these Triassic creatures keep relatively to themselves. You may find them in most swamps and some lakes, but they won’t bother you if you …