Data and advice for legislators
As we’ve reported in this newsletter, a multi-bill effort led by attorney lawmakers in the Florida House of Representatives this session would roll-back many property insurance litigation reforms passed in the 2022-2023 legislative session. You …
Recap of Week 7 & Preview of Week 8 of Session

Classes resume this morning (April 21) at Florida State University here in Tallahassee following last Thursday’s mass shooting by a student who in a span of less than 5 …
Why timely civil remedy notices matter
A Florida appellate court provides clarity on a case involving a late-delivered civil remedy notice, and a class action lawsuit against State Farm over its use of Xactimate software is itself over. It’s all …
Recap of Week 6 & Preview of Week 7 of Session

Last week was a slow week in the Florida Legislature for insurance and related bills, as both the House and Senate turned their attention to the only bill they …
Plus, a new adjuster rule, new insurer, growing cost reports
Florida’s Insurance Commissioner refutes allegations of unjustified hurricane claims denials and approves another new property insurance company, a new rule toughens ethics requirements on residential insurance adjusters, surprising growth in …
Plus, potential rules on use of insurance drones
A memo from the Florida Office of Insurance Regulation (OIR) touts the benefits of recombining all insurance regulation under one agency, experts discuss the impact of tariffs on the insurance landscape, and …
Recap of Week 5 & Preview of Week 6 of Session

Given the increasing momentum of pro-litigation measures in the Florida Legislature, we are adding HB 881 and HB 947 to this week’s Bill Watch. Despite the fact there are …
We begin this newsletter edition with some over-arching observations about the Florida legislative session, now just past the halfway point. There is increasing contention among lawmakers, even of the same party, on some major issues, including insurance. “What is being …
How past reforms are easing reinsurance burdens
Former Florida Insurance Commissioner Kevin McCarty weighs-in directly on the MGA controversy, what the recent legislative reforms to Florida’s property insurance market have done for needed reinsurance availability, plus a new study shows …
Recap of Week 4 & Preview of Week 5 of Session

We’re entering the halfway point of the nine-week Florida legislative session. Amid competing tax cut proposals and multi-billion-dollar differences between the House and Senate state budget plans, comes some …