With the official start of hurricane season less than two weeks away, we have news this edition on an alarming trend in the condominium association community, how insurance regulators and carriers are preparing for the season, FEMA’s shift in emphasis …
Plus a ‘first of its kind’ catastrophe model
Citizens Property Insurance is poised to make a big reinsurance buy for hurricane season, Florida’s direct property premiums continue to grow with the rest of the country, and the birth of a …
Recap of Week 9 & Interim Adjournment of Session
This edition’s Bill Watch will close out the 2025 legislative session reports on bills that would change public policy. On Friday, May 2, legislators in both chambers had finally agreed on …
Plus, new rules on pet insurance; Georgia tort reform
A new survey shows Floridians are “connecting the dots” between damaging hurricanes and insurance premiums, the costs of catastrophes doubled in the first quarter of 2025 with hurricane season next on …
Recap of Week 8 & Preview of Week 9 of Session
This was supposed to be the last week of session for the Florida Legislature but House and Senate leaders late last Thursday announced they’re still far apart on a …
Data and advice for legislators
As we’ve reported in this newsletter, a multi-bill effort led by attorney lawmakers in the Florida House of Representatives this session would roll-back many property insurance litigation reforms passed in the 2022-2023 legislative session. You …
Recap of Week 7 & Preview of Week 8 of Session

Classes resume this morning (April 21) at Florida State University here in Tallahassee following last Thursday’s mass shooting by a student who in a span of less than 5 …
Why timely civil remedy notices matter
A Florida appellate court provides clarity on a case involving a late-delivered civil remedy notice, and a class action lawsuit against State Farm over its use of Xactimate software is itself over. It’s all …
Recap of Week 6 & Preview of Week 7 of Session

Last week was a slow week in the Florida Legislature for insurance and related bills, as both the House and Senate turned their attention to the only bill they …
Plus, a new adjuster rule, new insurer, growing cost reports
Florida’s Insurance Commissioner refutes allegations of unjustified hurricane claims denials and approves another new property insurance company, a new rule toughens ethics requirements on residential insurance adjusters, surprising growth in …