Further federal flood insurance policy delays expected
While the longest government shutdown in US history has finally ended, there are still issues reverberating throughout many industries. Particularly in low-lying Florida, federal flood insurance coverage lapses from the shutdown left many …
How the private market can help
Floridians are left unable to renew their federal flood coverage mid-shutdown, players in the private flood insurance market say they’re ready to take over that flood risk and write often less-expensive policies, and a …
A silver lining for Florida
The federal shutdown has sweeping effects on FEMA, the federal flood insurance program lapse is impacting home sales, while Florida’s Congressmen continue the push for long-term reforms to that program with two new bills requiring …
A new report on storm risk & construction costs
Signs show our lazy 2025 hurricane season won’t last, one in four homes in the U.S. are at risk from extreme weather, and tariffs are raising home construction prices across Florida. …
Two weeks from today, Florida lawmakers return for two back-to-back weeks of committee meetings, part of the 2026 legislative session that begins on January 13. We know there will be another attempt to roll back the 2022 & 2023 insurance …
Plus, storm preparation gaps
Lawmakers question FEMA leadership in new testimony, federal storm aid money is still flowing to Florida even among the uncertainty, and a survey suggests a large gap between homeowner confidence and actual storm preparedness. It’s all …
Debunking common myths + helpful advice
In our mid-June newsletter, we reported that more than 90% of Hurricane Helene and Milton claims were now closed, with 56% of Helene residential claims closed without payment, and about 43% of Milton …
Plus, a new tool for resilient building
The National Flood Insurance Program (NFIP) could be getting a huge overhaul under a package of bills from Florida Senator Rick Scott, and a new tool could help Florida homeowners weather flood risks …
Tropical Storm Helene brought many things up through the Appalachian Mountains and Eastern Tennessee in late September of 2024: historic rainfall, terrible floods, significantly damaged infrastructure and a wake-up call for many counties completely ill-equipped to handle flooding at this …