We begin this newsletter edition with some over-arching observations about the Florida legislative session, now just past the halfway point. There is increasing contention among lawmakers, even of the same party, on some major issues, including insurance. “What is being …
Plus new money for algae blooms
New oil & gas drilling rules for Florida are being considered in the legislature, Governor DeSantis announces $389 million to improve Florida’s water supply and prevent algae blooms, and a government report shows growing …
Faster, less-expensive disaster recovery cited
FEMA’s on-again, off-again tougher flood rebuilding standard for federally funded projects is now halted once again. Effective March 25, 2025, FEMA stopped implementing floodplain management requirements under the Federal Flood Risk Management Standard Policy 206-24-005 …
How past reforms are easing reinsurance burdens
Former Florida Insurance Commissioner Kevin McCarty weighs-in directly on the MGA controversy, what the recent legislative reforms to Florida’s property insurance market have done for needed reinsurance availability, plus a new study shows …
Recap of Week 4 & Preview of Week 5 of Session

We’re entering the halfway point of the nine-week Florida legislative session. Amid competing tax cut proposals and multi-billion-dollar differences between the House and Senate state budget plans, comes some …
State-based disaster response being explored
Last week, FEMA and state disaster management officials paid a visit to areas along Florida’s Big Bend that were damaged in last year’s hurricanes, in an effort to better understand how to foster recovery.
Florida …
Easing regulation to ease rebuilding
The 2024 hurricane season brought ongoing problems for communities impacted by Hurricanes Debby, Helene, and Milton that still persist months after the storms subsided. Resiliency on the local level is perhaps the greatest imperative in …
By Matthew Lavisky, Esq.
Sometimes, a bill comes clad in sheep’s clothing. But to borrow words from Justice Scalia, “this wolf comes as a wolf.”[1]
For decades, Florida was in an insurance crisis. I read the Internet commentary discussing …
Recap of Week 3 & Preview of Week 4 of Session

Despite repeated news stories – and now the year-end 2024 report by insurance regulators that net homeowners insurance rates have declined across the Florida market – some state lawmakers …