Living in this country offers us incredible opportunities, freedoms, and a quality of life that many around the world can only dream of. As Floridians, we enjoy a vibrant, diverse culture, stunning natural landscapes, and a community spirit that binds …
This past March, we covered Florida legislation surrounding leaf blower bans – measures that would strip cities and counties across the state of their ability to ban gas-powered lawn equipment. In June, Governor DeSantis blocked funding for a $100,000 …
How the new condo law is putting the pressure on

As we covered in a recent newsletter, Florida’s condominium market is scrambling to keep up with the demands of Senate Bill 4-D, which mandates structural integrity inspections for …
New plan picks up where the old one left off
About a half dozen Florida-based insurance companies and dozens of insurance agencies call the Tampa Bay Area home. That’s why we were intrigued to learn that St Petersburg wants to …
Broward’s 21-mile inland storm surge
High-risk flood zones are expanding this year along significant stretches of Florida’s coastline. In Broward County, nearly 90,000 properties have been moved into a FEMA flood zone. But 80,000 of them were in such a …
Citizens explains its private market non-competitiveness
Florida’s Hurricane Catastrophe Fund is poised to borrow lots more money when the next big storm hits, Citizens Property Insurance is moving closer to non-competitiveness with the private market and actuarial soundness, and the …
As Hurricane Debby churns through the Gulf of Mexico, its strength and trajectory have become the focus of intense scrutiny among insurance professionals. Our first Florida hurricane of the season gained strength and momentum throughout the weekend with the warm …
Everyone has felt the strain on homeowner’s insurance, something that has been steadily mounting nationally since the COVID-19 pandemic. A recent report from the Insurance Information Institute (Triple-I) looked for trends and dynamics and found that persistent inflation lingering from …
Plus, more homeowners market rate cuts
Citizens Property Insurance says it has submitted to political pressure to write commercial policies that it otherwise wouldn’t, another big Florida property insurance company announces rate cuts, the biggest jump in the Consumer Price …
Climate change now incorporated
Each year, when FEMA helps rebuild communities after disaster, it spends millions of dollars to elevate and plan according to old floodplain data – long defined as an area with a 1% chance of flooding in …