They come to your house peddling offers of a free roof, courtesy of your insurance company. Regardless of whether you’ve suffered serious enough storm damage to warrant a total roof replacement, these scam artists have you sign an “AOB”– an Assignment of Benefits – that takes away your rights and benefits of insurance claims proceeds and puts it into their pockets. That’s what happened to Kellie Clark, a ninth-grade math teacher in Pinellas County, Florida. Ms. Clark shares her story of being misled into signing an AOB and then becoming the target of bullying and harassment – including threats of foreclosure action – when she refused to sign over the insurance check. It’s a growing problem in Florida that has caused double-digit rate increases and whose solution is still eluding the Florida Legislature.
Links and Resources Mentioned in This Episode
LMA’s Assignment of Benefits webpage