Episode 2 – The Abusive Roofer

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They come to your house peddling offers of a free roof, courtesy of your insurance company.  Regardless of whether you’ve suffered serious enough storm damage to warrant a total roof replacement, these scam artists have you sign an “AOB”– an Assignment of Benefits – that takes away your rights and benefits of insurance claims proceeds and puts it into their pockets.  That’s what happened to Kellie Clark, a ninth-grade math teacher in Pinellas County, Florida.  Ms. Clark shares her story of being misled into signing an AOB and then becoming the target of bullying and harassment – including threats of foreclosure action – when she refused to sign over the insurance check.   It’s a growing problem in Florida that has caused double-digit rate increases and whose solution is still eluding the Florida Legislature.

Kellie Clark

Links and Resources Mentioned in This Episode

Kellie Clark Timeline of AOB with Simbro Group

Simbro Group Letter of AOB

LMA’s Assignment of Benefits webpage