While insurance companies worry about growing disaster impacts
Surviving floods and hurricanes is a matter of building resiliency against the ever-dangerous elements. And mitigation is one of the key building blocks to achieving resiliency in our homes, our schools, and …
FEMA remapping creates uncertainly
Recent news that federal financial regulators have adopted a final rule compelling lenders to accept private flood insurance, together with a renewed effort to adopt a model flood insurance law for all states to encourage a …
Week #1 of the Legislative Session
The Florida Legislature convened its 2019 session this past week with Assignment of Benefits (AOB) reform bills now moving in both chambers and Governor DeSantis noting AOB “has really degenerated into a racket” that …
Loans for cleanup, affordable housing, and timber industry
The first comprehensive bill to focus on emergency mitigation and response to Hurricane Michael was introduced this past week in the Florida Senate. It joins a myriad of other filed bills collectively …
I don’t know about you but I have more energy when the sun shines and its daylight. The minute our state moves to the dark winter evenings, I automatically get sleepy around 6 pm and the rest of the night …
Thomas Paine: a philosopher, a mediocre soldier, and author of Common Sense, a pamphlet written in 1775–76 advocating independence from Great Britain to those people living in the thirteen colonies. Though comparably a more radical member of the intellects …
Why we don’t have earthquakes in Florida
Earthquakes are as rare in Florida as hurricanes are in California. We’ve only had 5 earthquakes in Florida since 1727 and California has had zero hurricanes and only two tropical storms. But it …
An example of policy ambiguity
For those of you who are wordsmiths and enjoy writing policy language for insurance policy forms, you will be nodding your heads north and south when you read the latest case about ambiguous policy language. …
High uninsurance rate focused on Miami
Miami-Dade County, one of the most vulnerable places for Atlantic hurricanes, has twice the national average of uninsured homeowners, according to the U.S. Census Bureau. Of owner-occupied homes in Miami, 14.4% don’t have property …
Legislative committee meetings of Feb. 18-22 into start of session
The Florida House and Senate held their last of six “committee weeks” from February 18-22 to hear proposed legislation making its way through the process. With the formal 2019 legislative …